1, contact the bank. After deciding to return the small term credit, you need to contact the bank in time. You can communicate with the bank by phone, email or in person. The bank will inform the specific refund process and the materials to be provided.
2. Prepare relevant materials The bank may need the borrower to provide some materials, such as ID card, loan contract, repayment record, etc. These materials need to be prepared in advance so that the bank can provide them in time when needed.
3. Choose the refund method. Banks usually offer a variety of refund methods, such as cash and transfer. You need to choose the right way according to your actual situation. At the same time, we also need to know the refund time and handling fee of each method.