1. It is suggested that complaints should be directly reported to the financial supervision department to safeguard their own rights and interests: CBRC's complaint telephone number (the area code of business location is 12378).
2. Consumer Finance Complaint Hotline of China People's Bank (business area code: 12363)
3. Complain about :contact@nifa.org.cn to the mailbox of China Internet Finance Association to protect your rights and interests.
Financial companies (also known as financial companies) are extremely important financial institutions in western countries. Its financing mainly depends on issuing commercial paper in the money market and issuing stocks and bonds in the capital market; They also borrowed money from banks, but the proportion was very small. The collected funds are used to provide loans to consumers and small businesses who buy durable consumer goods and repair houses. Financial companies are divided into three categories: sales finance companies, consumer finance companies and industrial and commercial finance companies. Some financial companies are formed by parent companies to help promote their products. For example, Ford Motor Credit Company, established by Ford Motor Company, provides consumer credit to consumers who buy Ford cars.
Functional distinction
Credit institutions in western countries that invest and provide long-term funds. It can raise long-term funds by accepting and buying stocks and bonds issued by enterprises, and at the same time issue securities for fund scheduling to support the development of private enterprises. Financial companies have different functions from general long-term investment companies. The former mainly meets the needs of industrial and commercial enterprises for long-term funds, while the latter mainly focuses on small and scattered monetary funds for securities investment.
How to report online lending platform
How to report online loan companies
First, how to report online loan companies
You can call: 12377 to report a similar online lending platform.
You can also pay attention to China Internet Finance Association and report it. You need to prepare evidence, such as malicious threatening text messages, screenshots of online loan platform repayment, threatening insulting telephone recordings.
Second, the report materials and elements
When reporting illegal and bad information on the Internet, the reporting subject shall provide the information website corresponding to the online reporting matters or basic reporting materials such as explanations and sample screenshots that can accurately locate the reported information, as well as reporting elements such as report letters, letters from relevant departments and relevant certification materials.
Three. Related legal knowledge Article 266 Whoever commits a crime of public or private property, with a relatively large amount, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.
How to report a loan company
1. Log in to official website of China Internet Finance Association;
Second, click on the reporting platform on the right side of the homepage;
Third, submit complaint information.
According to the Guiding Opinions on Promoting the Healthy Development of Internet Finance (NIFA [2015] No.221) jointly issued by the People's Bank of China, China Banking Regulatory Commission, China Insurance Regulatory Commission, Ministry of Industry and Information Technology, Ministry of Public Security, State Administration for Industry and Commerce, etc. 20 15 12 3 1 With the approval of the State Council, the Ministry of Civil Affairs informed China Internet Finance Association that it was approved to be established. 20 16 On March 25th, China Internet Finance Association held its inaugural meeting and the first general meeting of all its members in Huangpu District. The Mayor of Shanghai and Pan, Vice Governor of China People's Bank, jointly unveiled the Association.
Association profile:
The first general meeting of all members deliberated and voted on the Articles of Association of China Internet Finance Association, Measures for the Management of Members of China Internet Finance Association, Measures for the Management of Membership Fees of China Internet Finance Association and other basic systems, and signed the Self-discipline Convention for Members of China Internet Finance Association and the Proposal for the Healthy Development of Internet Finance Industry. At the same time, the first Council and supervisors were elected. Li Dongrong was elected as the president of the first association.
The establishment of China Internet Finance Association has been highly valued by the CPC Central Committee and the State Council. It is the first national trade association to undertake special functions after the decoupling reform of trade associations in China, which has made a useful exploration for establishing a national trade association registration system. The association aims to standardize the market behavior of employees, protect the legitimate rights and interests of the industry, promote employees to better serve social and economic development and guide the healthy operation of the industry through self-discipline management and membership service.
There are 425 members attending the inaugural meeting of the Association, including banks, securities, insurance, funds, futures, trust, asset management, consumer finance, credit information service, Internet payment, investment, wealth management, lending and other institutions, as well as some institutions that undertake the functions of financial infrastructure and financial research and education, basically covering the mainstream and emerging formats of Internet finance.
This concludes the introduction of how to complain about financial lending companies and how to complain about financial lending. I wonder if you have found the information you need?