non-Deposit Monetary Institutions: including postal savings and exchange bureau, trust and investment company and insurance company
deposit monetary institutions: including commercial banks, specialized banks and grassroots cooperative financial intermediaries, and central trust bureau. Among them, specialized banks include small and medium-sized enterprise banks, industrial banks and agricultural banks, while grassroots cooperative financial intermediaries include credit cooperatives and credit departments of agricultural and fishery associations.
question 2: what do financial intermediaries mainly include? Specifically, it includes:
intermediary institutions such as commercial banks, floating securities companies, insurance companies and information consulting services.
I hope I can help you ~
Question 3: What are the financial intermediaries divided into bank financial institutions and non-bank financial institutions
Among them, non-bank financial institutions include: brokers, insurance, funds, futures, P2P, trusts, various exchanges, etc.
Thank you.
Question 4: What kinds of financial intermediaries in China represent enterprises? I don't understand your question. Financial intermediaries include securities companies, futures companies, accounting firms, law firms, auditing firms and China Securities Depository and Clearing Corporation.
Question 5: What is a financial intermediary? Financial intermediaries refer to people or institutions that act as a medium or a bridge between capital supply and demand in the financial market. Baike.baidu/view/626892
Question 6: What kinds of financial intermediaries can be divided into several types according to different standards? According to their business characteristics and basic functions in financial activities, financial intermediaries can be divided into four categories: ① Commercial banks and other deposit-based financial intermediaries mainly engaged in financing, mainly commercial banks, policy banks, savings banks, urban credit cooperatives and agricultural credit cooperatives. (2) Securities companies and other investment financial intermediaries focusing on investment services mainly include investment banks, securities companies, finance companies, financial asset management companies, financial leasing companies, financial trust and investment companies, investment fund management companies, futures exchanges and stock exchanges. (3) Insurance companies and other security financial intermediaries mainly focusing on security services mainly refer to various insurance companies and pension funds, * * * retirement funds, unemployment insurance funds and medical insurance funds. (4) Information consulting service-oriented financial intermediaries, mainly including credit evaluation companies, credit investigation companies, accounting firms and law firms that mainly provide financial legal services.
question 7: what's the difference between financial markets and financial intermediaries? finance is a department that gives money from surplus to deficit.
1. Financial market is a trading place where money flows;
2. There are two main ways to give money: one is that the surplus department directly gives money to the deficit department, which is the market mechanism. For example, when issuing new shares, the money subscribed by investors is directly given to the company issuing new shares. On the other hand, the surplus department indirectly gives money to the deficit department through an intermediary agency. For example, banks absorb money from depositors and then lend it to enterprises. This media organization here is called Jinding Intermediary.
It can be seen from the explanation of "if" that financial intermediaries only constitute a part of the financial market;
question 8: what do financial intermediaries include? Financial intermediaries refer to media institutions that absorb funds from capital suppliers and then finance funds from capital demanders. In order to achieve the intermediary function, financial intermediaries usually issue all kinds of subordinated securities, such as certificates of deposit and insurance policies, in exchange for funds. Because there are great differences in subordinated securities issued by various financial intermediaries, economists take these differences as the basis for classifying financial intermediaries. Generally speaking, financial intermediaries that issue monetary subordinated securities, such as passbooks and certificates of deposit, are called deposit money institutions, and these subordinated securities issued by deposit money institutions not only account for most of the liabilities of deposit money institutions, but also belong to a part of money supply. As for the subordinated securities issued by non-deposit monetary institutions, such as insurance policies, they account for a large part of the liabilities of non-deposit monetary institutions, and these subordinated securities are not part of the money supply.
financial intermediaries can be divided into:
(1) Deposit Monetary Institutions, including commercial banks, specialized banks and grassroots cooperative financial intermediaries, and central trust bureau. Among them, specialized banks include small and medium-sized enterprise banks, industrial banks and agricultural banks, while grassroots cooperative financial intermediaries include credit cooperatives and credit departments of agricultural and fishery associations.
(2) Non-deposit monetary institutions: including the Postal Savings and Exchange Bureau, trust and investment companies and insurance companies.
question 9: what business are financial supermarkets doing in the financial intermediary service industry? First of all, the national policy is the most important for any industry. Only when the industry is recognized by national laws can the industry develop in the future. As for the financial intermediary service industry, Article 18 of Article 5 of the State Council's Opinions on Encouraging and Guiding the Healthy Development of Private Investment (new Article 36) clearly points out: "Encourage private capital to initiate the establishment of financial intermediary service institutions". Since the state supports it, the future development prospect of private financial intermediaries is clear.
the second is that the number of customer groups determines the space of this industry, and also determines the future profit space of this industry. Financial intermediaries serve two ends, one is lending customers, and the other is wealth management customers. Only when there are more customers in these two groups, the space of this industry will be large. A few days ago, there was a report in Business Daily that said: "Township enterprises account for 6% of the 4 million small and medium-sized enterprises, and 5% of the country's tax revenue comes from these groups, and 9% of these people can't lend money from banks." A few short sentences are enough to reflect the number of customers of lenders. As for the financial customers at the other end, we can see how big the customer group is from the living conditions around us. In recent years, financial management has become a topic that friends must talk about when they meet. Trust, fund, insurance, futures, bonds, national debt and other wealth management products are flooding the whole market, which is enough to reflect the number of customer groups. Because the number of customers on both sides is relatively large, the future development space of financial intermediary service institutions is very huge.
the third is to choose the issues that all industries are concerned about, that is, start-up capital and input cost. Compared with other industries, the investment in this industry is very small, only one office and several business personnel are needed. There is no special investment in the early stage, and the most important thing is the means of risk control.
the last and most important thing is the profit margin. For a simple example, a company has five salesmen, and one salesman successfully mediates a business every week, each business is 3, yuan, so the business volume of one week is 1.5 million, and the profit of the company is between 2% and 3% of the service fee of the lender. Of course, there will be some adjustments in this different place. According to the lowest service fee, the profit of this week is 3, yuan. A month is 12,, and a year is 1.44 million. Excluding all expenses, the minimum income can be about 1 million. According to the lowest business turnover, it is impossible to have such a low turnover after the later maturity, and the profit will not be so low.
It can be seen that the financial intermediary industry is really a big gold mine. It is also the most important thing to join this industry and join a good platform to leverage. As the most well-known platform in the financial intermediary industry, Hengan Wealth Financial Service Chain has standardized manuals, risk control software and P2P financial service platform in the industry, and strives to achieve the same development goals as franchisees. It is definitely your first choice brand.
question 1: what do financial intermediaries mainly do? I can say that this is what I do. Mainly acting as an agent for the products of the big platform, just like we are the dessert station of McDonald's. I suggest you choose a platform that is recognized by a large country, and don't be cheated by a third-party black platform.