1. The interest of Alipay flower buds is calculated according to the interest rate. If the customer fails to pay off the flowers in full, it will generate cyclic interest. The remaining unpaid principal will bear interest from the day after the due repayment date, with a daily interest rate of 0.05%, which will be recorded in the next month's bill;
2. For personal consumption loans borrowed by Alipay, the interest is 0.045% per day, and the interest is calculated by the amount of time of interest rate.
Second, how to calculate the interest of Alipay loan?
The daily interest rate of Alipay's order loan is five ten thousandths, the daily interest rate of three-month repayment is six ten thousandths, and the daily interest rate of six-month repayment is five ten thousandths. The longest service life of a single loan is 60 days, three months and six loans, respectively 1000. Two-month interest 10000.06%60=36 yuan Alipay loan application conditions: Alipay wallet loan users mainly face Taobao sellers. In addition to reaching the age of 18, Taobao sellers need to have two months of effective operation, honesty and trustworthiness. Libaba applied for a loan for
Third, Alipay loan interest of 10,000 a minute teaches you how to calculate.
Alipay loan has become a common loan method in life, and many friends will choose it when they need money urgently. Then how to calculate the interest of Alipay loan of 10,000 yuan? Today, take the repayment interest borrowed by ants as an example to help you quickly calculate the interest of Alipay loan.
Ant lending is a consumer credit product provided by ant micro-loan to Alipay users. After successful application, the default repayment period is 12 months. The interest calculation method of Alipay loan 10000 yuan is: 10000 yuan 365= one year, and the daily interest rate of Alipay loan is 12 months, which means that if you borrow 1 year, the total principal and interest will be RMB. It is suggested that if you have working capital on hand, you can choose to repay in advance. The advance payment is calculated by the day. For example, if you borrowed a loan of 10000 yuan and want to repay it in advance after 29 days, you only need to repay the interest for 29 days, that is, the interest = 10000××29 = yuan. Borrow, the interest rate without preferential loans is only five thousandths cheaper than credit cards. But one thing is good, you don't have to pay interest after prepayment! It is calculated by the day. You don't need to calculate interest like installment repayment. The system will automatically calculate the interest based on the remaining principal. The shorter the repayment time, the less interest you need to pay. The calculation method of interest on Alipay loan of 10,000 yuan is very simple. Have you learned? At the end of the article, it is suggested that Alipay loan is a good choice for those friends who need money in the short term and are not good at telling their family and friends. If they can pay in advance, they can save some money. Friends who need to know more about loan products can come and bring more accurate and simple loan application services to users. Click here.