Many investors who have just come into contact with futures often feel that they have no way to start. Some investors who do futures complain that there is no market this year, but many investors have made a lot of money in this year's market. For friends who invest in funds, there must be doubts in their hearts. The following is the income source of the 202 1 fund compiled by Bian Xiao, which is for reference only and I hope it will help you.
What are the sources of fund income?
1 First, the interest income of the fund income.
The interest income of the fund mainly comes from bank deposits and bonds invested by the fund.
Second, the dividend income of fund income.
The dividend income of the fund refers to a kind of income that the open-end fund obtains from the company by buying and holding the shares issued by each company in the primary market or the secondary market. Dividends generally have two forms, namely cash dividends and stock dividends. Cash dividends are paid in cash, and stock dividends are given to shareholders as dividends in a certain proportion.
Third, the income from capital gains in fund income.
The price of any securities will be affected by the relationship between supply and demand of securities, if the fund can have enough funds to supply. Buy securities when the price is low, but buy them when the demand for securities is strong. When the price rises, the difference is called the fund's capital gains.
How to calculate the fund income?
1, share = investment amount _( 1- subscription rate)/net value on the subscription day+interest;
2. Income = net unit value on redemption date _ share _( 1- redemption rate)+dividend-investment amount.
The above is the internal deduction method of fund income.
1, share = investment amount _( 1+ subscription rate)/net value on the subscription day+interest;
2. Income = net unit value on redemption date _ share _( 1- redemption rate)+dividend-investment amount.
Sources of fund income
1. interest income of the fund: the interest income of the fund comes from time deposits and investment bonds;
2. Fund dividend income: Dividends usually have two forms, namely stock dividends and cash dividends. Stock dividends are paid to shareholders as dividends in a certain proportion, and cash dividends are paid in cash. The dividend of the fund is the income that the open-end fund obtains from the company by buying the shares of each company through all levels of markets;
3. The fund's capital gains: the securities price is affected by the relationship between supply and demand. When the capital price is low and the capital supply is abundant, the fund buys securities, but when the price rises and the demand is large, the difference obtained at this time is called capital gain income.
What is the income source of the fund?
What are the sources of fund income? Does everyone know? If you don't know, let's take a look at their origins with Bian Xiao!
The income from fund investment mainly comes from three aspects:
1. interest income of the fund: the interest income of the fund mainly comes from bank deposits and bonds invested by the fund.
2. Dividend income of the fund: Dividend income of the fund refers to a kind of income that the open-end fund obtains from the company by buying and holding the stocks issued by each company in the primary market or the secondary market. Dividends generally have two forms, namely cash dividends and stock dividends. Cash dividends are paid in cash, and stock dividends are given to shareholders as dividends in a certain proportion.
3. Capital gains of the fund: the price of any securities will be affected by the relationship between supply and demand of securities, if the fund can have sufficient capital supply. Buy securities when the price is low, but buy them when the demand for securities is strong. When the price rises, the difference is called the fund's capital gains.
How to calculate the income of the fund?
Calculation method of fund income:
Examples are as follows: 1. Buy:
Suppose a fund is subscribed with 1 0,000 yuan, the subscription rate is 1.5%, and the net value of the day is 1.2000.
Net subscription amount = subscription amount ÷( 1+ subscription rate) =10000.00÷ (1+1.5%) ≈ 9852.22 (yuan)
Subscription fee = subscription amount-net subscription amount =10000.00-9852.22 =147.78 (yuan)
Subscription share = net subscription amount ÷T-day fund share net value = 9852.22÷1.2000 ≈ 8210.18 (copies)
2. Redemption: Assuming that the fund is redeemed after one month, the redemption rate is 0.5% and the net value of the day is 1.4000.
Total redemption amount = redemption share ×T-day fund share net value = 8210.18×1.4000 ≈11494.25 (yuan)
Redemption fee = total redemption amount × redemption rate =11494.25× 0.5% ≈ 57.47 (yuan)
Net redemption = total redemption amount-redemption fee =11494.25-57.47 =11436.78 (yuan)
Net profit =11436.78-10000.00 =1436.78 (yuan)