No fixed term means that there is no specific repayment period. I have collected the following loan contracts with no fixed term. Welcome to read!
Open-ended loan contract (1) Open-ended labor contract model (Beijing)
Labor contract (no fixed term)
Party A: _ _ _ _ _ _ _
Party B: _ _ _ _ _ _
Date of signature: _ _ _ _ _ _ _ _ _ _ _ _
According to the Labor Law of People's Republic of China (PRC), the Labor Contract Law of People's Republic of China (PRC) and relevant laws and regulations, Party A and Party B sign this contract on the basis of equality, voluntariness and consensus, and jointly abide by the terms listed in this contract.
I. Basic information of both parties to the labor contract
Article 1 Party A _ _ _ _ _ _ _ _
Legal representative (principal responsible person) or entrusted agent _ _ _ _ _
Registered address _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Business address _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 2 Gender of Party B
Household registration type (non-agricultural, agricultural) _ _ _ _ _ _
Resident ID number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The starting time of working in Party A is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Home address _ _ _ _ _ _ _ _ Postal code _ _ _ _ _ _ _ _
Beijing Residential Address _ _ _ _ _ _ _ _ _ Postal Code _ _ _ _
Account location _ _ _ Province (city) _ _ District (county) _ _ Street (township)
Second, the term of the labor contract
Article 3 This contract is an open-ended labor contract. This contract will take effect on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Three. Work content and work place
Article 4 Party B agrees to take the post (type of work) of _ _ _ _ _ _ according to Party A's work needs.
Article 5 According to the work characteristics of Party A's post (type of work), Party B's work area or work place is _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 6 Party B's work shall meet the standards of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Fourth, working hours and rest and vacation.
Article 7 Party A arranges Party B to implement the _ _ _ _ _ _ working hour system.
Where the standard working hours system is implemented, Party B's working hours shall not exceed 8 hours per day and 40 hours per week. The weekly rest day is _ _ _ _. Where Party A arranges Party B to implement the comprehensive working hours system or the irregular working hours system, it shall obtain the administrative licensing decision of the special working hours system from the labor administrative department in advance.
Article 8 The vacation system implemented by Party A for Party B is _ _ _ _ _ _ _ _ _ _.
Verb (abbreviation of verb) labor remuneration
Article 9 Party A shall pay Party B the salary in cash before _ _ _ every month, and the monthly salary shall be _ _ _ yuan or _ _ _ _ yuan. The salary of Party B during the probation period is RMB _ _ _ _ _ _ _.
Other wage agreements between Party A and Party B.
Article 10 If Party B waits for work due to Party A's insufficient production tasks, Party A shall pay Party B a monthly living allowance of RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
_ _ _ _ _ _ _ _ _ execution.
VI. Social insurance and other insurance benefits
Article 11 Party A and Party B shall participate in social insurance according to the regulations of the State and Beijing Municipality. Partyshall handle relevant social insurance formalities for Party B and undertake corresponding social insurance obligations.
Article 12 The medical treatment for Party B's illness or non-work-related injury shall be implemented according to the relevant regulations of the State and Beijing. Party A shall pay sick pay to Party B according to _ _ _ _ _.
Article 13 Party B's treatment for occupational diseases or work-related injuries shall be implemented in accordance with the relevant regulations of the State and Beijing.
Article 14 Party A shall provide Party B with the following welfare benefits: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Seven, labor protection, working conditions and occupational hazard protection
Article 15 Party A shall equip Party B with necessary safety protection measures and distribute necessary labor protection articles according to the needs of production posts and the relevant national regulations on labor safety and hygiene.
Article 16 Party A shall establish a safety production system according to relevant national laws and regulations; Party B shall strictly abide by Party A's labor safety system, prohibit illegal operation, prevent labor accidents and reduce occupational hazards.
Article 17 Party A shall establish and improve the responsibility system for occupational disease prevention, strengthen the management of occupational disease prevention and improve the level of occupational disease prevention and control.
Eight. Dissolution, termination and economic compensation of labor contract
Article 18 The dissolution and termination of the labor contract by Party A and Party B shall be implemented in accordance with the Labor Contract Law of People's Republic of China (PRC) and the relevant regulations of the State and Beijing.
Article 19 When dissolving or terminating this contract, Party A shall provide Party B with the proof of dissolving or terminating the labor contract, and handle the transfer procedures of the file and social insurance relationship for Party B within fifteen days.
Article 20 Party B shall handle the work handover as agreed by both parties. If economic compensation should be paid, it should be paid at the time of handover.
Nine. Other contents agreed by the parties.
Article 21 Party A and Party B agree to add the following contents to this contract:
__________________________________________________________
__________________________________________________________。
X. Handling of labor disputes and others
Article 22 In case of any dispute arising from the performance of this Contract, both parties may apply to the Labor Dispute Mediation Committee of Party A for mediation. If mediation fails, it may apply to the Labor Dispute Arbitration Committee for arbitration.
One party may also directly apply to the Labor Dispute Arbitration Commission for arbitration.
Article 23 The annex to this contract is as follows: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 24 If the matters not covered in this contract are inconsistent with the relevant regulations of the state and Beijing in the future, the relevant regulations shall prevail.
Article 25 This contract is made in duplicate, with each party holding one copy.
Party A (official seal) and Party B (signature or seal)
Legal representative (principal responsible person) or entrusted agent
(Signature or seal)
Date of signature: year month day.
Open loan contract (2) loan contract
Party A (Lender): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (the borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party C (guarantor): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
As Party B borrows from Party A, Party C is willing to provide joint guarantee for Party B to borrow from Party A. Now, Party A, Party B and Party C have reached the following consensus through friendly negotiation on the basis of equality, voluntariness and equal compensation for both parties to abide by.
I. Purpose of the loan:
In urgent need of a sum of money: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Turnover, Party A agrees to the loan, but how Party B uses the loan has nothing to do with Party A. ..
Second, the loan amount
The loan amount of Party B to Party A is (in words) RMB _ _ _ _ _ _ _ ten thousand Yuan only (in figures: RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The collection account designated by Party B is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Bank: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Account name: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Third, the loan term.
The loan term is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Fourth, the repayment method
Any repayment by Party A under this Contract shall follow the principle of interest first, and Party A shall pay the due interest to Party B on the interest settlement date.
The repayment account designated by Party A is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Bank: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Account holder: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Verb (abbreviation for verb) loan interest
From the date when the loan is used, the interest shall be calculated and collected according to the actual amount used. Within the loan term agreed in Article 3 of the Contract, the monthly interest shall be _ _ _ _ _%, and the interest shall be settled on a monthly basis. During the loan period, the interest rate remains unchanged.
Intransitive verb loan guarantee
1. Guarantee Method Party C fully understands the purpose of Party B's loan and provides joint liability guarantee for it. The guarantee is completely voluntary, and all its meanings under this contract are true. That is, if Party A fails to repay the loan when due, Party C will pay it off unconditionally. Party C confirms that when the debtor fails to perform its debts as agreed in this Contract, regardless of whether Party B has other guarantees (including but not limited to guarantees and pledges). ) For the debts under this contract, Party B has the right to directly ask Party C to assume the guarantee responsibility within the scope of its guarantee.
2. Scope of guarantee: principal of creditor's rights (in words) and interest, liquidated damages, compensation and expenses for Party B to realize creditor's rights (including but not limited to legal fees, attorney fees, arbitration fees, property preservation fees, travel expenses, execution fees, auction fees, etc.). ).
3. Warranty period: two years after the expiration of the debt performance period under this contract.
4. During the loan period, when the guarantor is declared bankrupt, legally revoked, dissolved or insolvent, Party A shall promptly notify Party B and provide a new guarantor.
Seven. Obligations and responsibilities for breach of contract
1. Party A's violation of any of these agreements is regarded as a serious breach of contract, and Party B has the right to recover the loan in advance. Party A shall bear all expenses paid by the borrower to realize the creditor's rights, including but not limited to attorney's fees, notarization fees, transportation fees, etc. Party A agrees to bear 30% of the loan principal as liquidated damages.
2. Both parties agree that if Party A violates the above terms and causes disputes, Party B will bring a lawsuit to the court, which will be accepted by the Qinghe District People's Court of Huai 'an City, Jiangsu Province, and all expenses arising therefrom will be borne by Party A. ..
3. If Party A fails to repay the debt in one lump sum as agreed in this contract, Party A and Party C promise that Party B has the right to go to its residence and Party C's residence to collect the debt, and all expenses arising therefrom shall be borne by Party A. ..
4. The information provided and filled in by Party A shall be true and effective, and the contact telephone number shall be kept open. In case of flight, non-connection, non-return, etc., Party A is deemed to have breached the contract, and Party B has the right to terminate the contract and recover the loan in advance.
5. During the loan period, if Party A needs to increase the loan, it shall notify Party B as soon as possible. In case of concealment and deception, Party B has the right to terminate this contract immediately and recover the loan, depending on Party A's breach of contract. If it is necessary to postpone repayment, both parties can reach an agreement.
Eight. This contract shall come into effect after being signed by both parties through friendly negotiation. If a dispute arising from the overdue repayment leads to an application for court acceptance, Party A and Party C voluntarily waive their right of defense and accept court enforcement. (If there are any matters not covered in this contract, both parties can reach an agreement through consultation. )
Party A (official seal) and Party B (signature or seal)
Legal representative (principal responsible person) or entrusted agent
(Signature or seal)
Date of signature: year month day.
Open-ended loan contract (III)No.:
Party C (credit service provider):
Party D (platform operator):
Loan details (term loan)
Loan schedule (no term loan)
Article 1
1. 1 borrower system? E financing? Registered users of the platform, now voluntarily pass? E financing? The trading platform applies for a loan from the lender.
1.2 Who is the lender? E financing? Registered users of the platform, now voluntarily pass? E financing? The platform provides loans to borrowers.
1.3 E financing of Shanxi Qingchuang Financing Guarantee Co., Ltd.? Credit service providers recognized by the platform, at the request of borrowers, voluntarily assume joint and several liabilities to ensure that borrowers repay creditors in full and on time.
1.4 is the operator of the platform a legally established Internet microfinance asset trading platform? E financing? A company that manages the operation platform and provides intermediary and financial information consulting services for the above parties.
1.5 as the premise for the establishment of this contract: when registering the platform, the lender and the borrower have respectively signed the e-finance platform user service agreement with Rong Sheng Hengtong (Shenzhen) Investment Management Co., Ltd. (hereinafter referred to as "e-finance"); Credit service providers have signed the Credit Service Provider Cooperation Agreement with E-Finance on the financing of recommended business to the platform.
1.6 this contract is passed by party a, party b, party c and party d? E financing? The electronic contract concluded by the platform in the form of online click confirmation is legal and valid evidence for establishing legal relationships such as lending, service and cooperation among borrowers, lenders, credit service providers and electronic finance.
1.7 Party A, Party B and Party C unanimously confirm: Where is it? E financing? The user name registered on the platform corresponds to a unique, flawless subject with full capacity for civil conduct and is passed in the name of its registered user name. E financing? When the platform signs this electronic contract, it is deemed that the user himself has confirmed and signed this electronic contract, and voluntarily enjoys and undertakes all rights and obligations under this electronic contract.
1.8 Party A, Party B and Party C unanimously agree to entrust Party D with keeping the electronic text of this contract and all relevant electronic information and written documents, and acknowledge that? E financing? The words and data related to this electronic contract recorded and saved by the platform are true, complete, accurate, credible, legal and effective.
1.9 Party A, Party B and Party C unanimously agree and confirm that Party D is authorized to handle the bank account custody formalities with the third-party payment institution on its behalf, and entrust Party D to calculate the relevant amount under this contract. On this basis, Party A issues instructions for the receipt, payment and transfer of loan funds (including instructions for automatic repayment and transfer) to the third-party payment institution. The calculation result and confirmation of any amount under this contract by Party D will be the final proof of the related matters of this amount.
Article 2 Details of loan amount, purpose, interest rate, repayment and income.
2. 1 Understand the loan amount, purpose, interest rate, term and other detailed information. , please refer to the loan schedule; Please refer to the repayment schedule in the borrower's account for the repayment information of the borrower; The income information of each lender can be found in the income schedule in its account. The repayment schedule and income schedule are both parts of this contract.
2.2 Interest Rate Conversion The calculation formula of the loan interest rate under this contract is:
Monthly interest = annual interest rate? 12; Daily interest rate = annual interest rate? 360。
2.3 Interest rate adjustment method During the validity period of this contract, if the state adjusts the loan interest rate, the execution interest rate of this contract will remain unchanged.
Article 3 Loans
3. 1 After the project is launched, if the raised funds reach the amount required by the borrower for bidding, the funds will be paid on time in accordance with the financial settlement rules of e-finance platform; If the whole fund fails to reach the amount required by the borrower to issue the bid at the expiration of the raising period, it will become an unsuccessful project and the project will be terminated.
3.2 The borrower, the lender and the credit service provider unanimously confirm that once E-Finance instructs the payment institution to transfer the loan funds to the account designated by the borrower, the loan funds will be controlled and used by the borrower.
3.3 Party A, Party B and Party C unanimously agree to entrust Party D to provide intermediary, electronic contract management, amount calculation and other services for the signing and performance of this contract, and entrust a third-party payment institution to transfer the loan funds, and pay the platform service fee to E Fund according to% of the loan amount, which shall be borne by the borrower. If the Borrower fails to pay the loan principal when the Contract comes into effect and the third-party payment institution transfers it to his account, the Borrower agrees to authorize the third-party payment institution to deduct the loan principal.
Article 4 Loan repayment
4. 1 The borrower shall, according to the repayment schedule, recharge the repayable principal and interest (including overdue interest and liquidated damages) in the current period to the borrower's repayment account before the agreed repayment date expires, and submit a repayment instruction to E-Finance Exchange, authorizing E-Finance Exchange to instruct the third-party payment institution to deduct the repayable principal and interest (including overdue interest and liquidated damages) to the account designated by the lender, and the lender's account will be regarded as the borrower when it receives the corresponding repayment.
4.2 If the borrower fails to perform its contractual obligations, the credit service provider shall pay compensation to the creditor according to this contract and the Credit Service Provider Cooperation Agreement signed with E-Finance. After fulfilling the guarantee responsibility, the credit service provider will start the recovery procedure and have the right to recover from the borrower, and E Finance will give necessary assistance.
4.3 for maintenance? E financing? Without the written consent of e-finance, the borrower has to pass the lending instruction of the platform. E financing? In case, the Lender shall directly repay the loan principal and interest (including overdue interest and liquidated damages) to the Lender (or other person designated by the Lender), and the Lender shall not directly collect the loan principal and interest (including overdue interest and liquidated damages) repaid by the Borrower (or other person designated by the Borrower), otherwise it will be regarded as a breach of contract.
4.4 When the borrower's repayment amount is insufficient, the repayment order is: if the loan is overdue for more than two periods, the loan debt with earlier time shall be paid off first, and then the loan debt with later time shall be paid off; The repayment order of loan debt in the same period is: various expenses, liquidated damages, overdue interest, interest and principal.
Article 5 Rights and obligations of the borrower
5. 1 The borrower has the following rights:
Do you have the right to press? E financing? Are the rules published by the platform passed? E financing? The platform issues the loan target and borrows money from the lender.
5.2 The Borrower undertakes the following obligations:
5.2. 1 shall provide documents and materials according to the requirements of e-finance, and ensure that all materials provided to e-finance are true, accurate, complete and effective, and there shall be no major mistakes that are inconsistent with the facts or any major facts that are omitted, and shall be investigated, reviewed and inspected by e-finance.
5.2.2 Accept the lender's supervision over the use of loan funds and financial status, and report the use of loan funds according to the requirements of electronic finance entrusted by the lender.
5.2.3 Repay the loan principal and interest in full and on time according to the repayment plan. All debts of the Borrower to the creditor under this Contract include: all outstanding loan principal, interest, overdue interest, liquidated damages, compensation and all expenses incurred by the creditor to realize the related creditor's rights, including but not limited to: dunning, legal fees, arbitration fees, security fees and certification fees.
Fixed expenses, execution expenses, attorney fees, announcement fees, delivery fees, travel expenses, etc.
5.2.4 The loan must be used for the purposes agreed in this contract, and it is guaranteed that the loan under this contract will not be used for illegal activities in violation of national laws and regulations, nor will it be used for investment in high-risk financial products including but not limited to stocks, futures, bonds and other purposes other than those agreed in this contract.
5.2.5 for maintenance? E financing? During the validity of this contract, the loan order of Platform shall not be transferred to a third party without the written consent of all lenders and E-Finance, otherwise it will be regarded as a breach of contract.
5.2.6 For the creditor's rights transfer agreed by the lender through e-finance, after receiving the notice of creditor's rights transfer sent by the lender (or entrusted by the lender through e-finance), repay the loan principal and interest to the new creditor according to the repayment plan.
5.2.7 Pay Party D's platform service fee in full and on time as agreed in the contract.
Article 6 Rights and Obligations of Lenders
6. 1 The lender has the following rights:
6. 1. 1 the right to obtain legal income according to this contract.
6. 1.2 has the right to? E financing? The account of the platform sends a reminder? Information in the station? 2. Publish a collection announcement on public media or collect money from borrowers and credit service providers by express collection letter.
6. 1.3 right? E financing? According to the relevant regulations published by the platform, when the repayment is overdue, the borrower can get the money returned by the credit service provider within the agreed scope.
6.2 The Lender shall undertake the following obligations:
6.2. 1 Lender compliance? E financing? The loan rules issued by the platform click on the loan information issued by the borrower on the e-finance platform to make investment, which is deemed as the lender's commitment to the borrower's loan offer, and then entrusts and authorizes e-finance to instruct the third-party payment institution to issue loan funds to the borrower according to the agreement in this contract.
6.2.2 for maintenance? E financing? During the validity period of this contract, the loan order of the platform shall not transfer the creditor's rights to other parties other than the parties to this contract without the consent of E Finance, otherwise it will be regarded as a breach of contract.
6.2.3 Maintenance? E financing? In the lending instruction of the platform, within the validity period of this contract, the borrower shall not transfer its debt to a third party without the consent of E Finance, otherwise it will be regarded as a breach of contract.
6.2.4 The Lender agrees that after loans overdue, if anyone (including but not limited to credit service providers and e-Finance) pays the money owed to the Lender on behalf of the Borrower, the related creditor's rights based on this Contract will be automatically transferred to the payer from the date when the related money is transferred to the collection account designated by the Lender, and the payer will be the successor creditor. After Party D compensates the borrower's debts, it shall sign a creditor's rights transfer agreement with the lender to complete the creditor's rights transfer.
6.2.5 The Lender promises to assist subsequent creditors to recover from the Borrower.
Article 7 Rights and obligations of credit service providers
7. 1 Credit service providers have the following rights:
7. 1. 1 Conduct due diligence on the borrower and its project, and report to? E financing? A platform for financing.
7. 1.2 Decide whether to require the borrower to provide guarantee measures as required. If the borrower provides guarantee measures, credit
The service provider shall truthfully inform e-finance about the guarantee.
7. 1.3 Know the borrower's economic situation, repayment ability and willingness in time, and whether the borrower uses the loan according to the agreed purpose.
7. 1.4 urge the borrower to repay the loan in the way it thinks fit; Loans overdue, the borrower for collection.
7. 1.5 After fulfilling the guarantee obligation, the credit service provider has successfully obtained the creditor's qualification and has the right to recover from the borrower for the related creditor's rights. The borrower will also bear all expenses incurred by the credit service provider to realize the related creditor's rights, including but not limited to: urging fees, legal fees, arbitration fees, preservation fees, appraisal fees, execution fees, attorney fees, announcement fees, delivery fees, travel expenses, etc. Note: The above clauses 7. 1. 1, 7. 1.3 and 7. 1.4 are both rights and obligations for credit service providers.
7.2 Credit service providers shall undertake the following obligations:
7.2. 1 If the borrower fails to repay any installment of the loan under this contract on time, the credit service provider shall unconditionally assume joint and several liabilities to the creditor to guarantee.
7.2.2 Responsibility scope of the credit service provider: All debts of the borrower under this contract, including but not limited to all principal, interest, overdue interest, liquidated damages, compensation and all expenses paid by the creditor to realize the creditor's rights (see Article 5.2.3 for details).
7.2.3 Commitment period: from the effective date of this Contract to the date when the Borrower fully performs its obligations under this Contract (including extension).
7.2.4 The guarantee liability of the credit service provider shall decrease with the amount paid by the borrower.
7.2.5 If the lender agrees to transfer its creditor's rights through electronic finance, the above commitment of the credit service provider is still valid for subsequent creditors.
7.2.6 The validity of the above commitment of the credit service provider is independent of other clauses in this contract. As long as the lender has fulfilled its contractual obligations and the loan money has been credited to the account designated by the borrower, the commitment of the credit service provider is valid, not because other terms are invalid.
7.2.7 Pay the risk premium according to the Credit Service Provider Cooperation Agreement signed with the platform operator.
Article 8 Rights and obligations of electronic finance
8. 1 e Finance enjoys the following rights:
8. 1. 1 to the internet microfinance asset trading platform? E financing? Conduct business management, formulate corresponding trading rules, and be responsible for the implementation and enforcement of all rules.
8. 1.2? E financing? All contract texts required for trading on the platform, and supervise and manage the signing and performance of relevant electronic contracts.
8. 1.3 Inquire and verify the identity information and credit information of relevant subjects from relevant authorities, such as inquiring about the borrower's personal credit information in the NFCS network financial credit information system from Shanghai Credit Information Co., Ltd. and inquiring about the borrower's credit information from the Credit Information Center of China People's Bank through Shanghai Credit Information Co., Ltd. ..
8. 1.4 Accept the entrustment to conduct spot checks on the project and assist in the collection of overdue loans.
8. 1.5 The third-party payment institution that accepts the entrustment instruction shall settle and transfer the project funds.
8. 1.6 Entrust a professional appraisal institution to evaluate the credit and risks of credit service providers, borrowers and their projects, and publicize the evaluation results on the platform for investors' reference.
8. 1.7 the right to charge the borrower the platform service fee.
8.2 eFinance undertakes the following obligations:
8.2. 1 Manage and operate properly and responsibly? E financing? Platform, which keeps relevant electronic data and texts of platform transactions.
8.2.2 Review and evaluate the credit service providers and their recommended borrowers and projects, and publish the evaluation results for investment.
Party A (official seal) and Party B (signature or seal)
Legal representative (principal responsible person) or entrusted agent
(Signature or seal)
Date of signature: year month day.
;