The purpose of investment is to make a profit. Whether it is the idea of farmers or the purpose of selling eggs by rural girls, it is for profit. Investment is risky. The more you invest, the greater the risk. Both material 1 and material 2 reflect this. 3 Personal investment should consider high returns and high risks. Risk must be considered when starting a project, and capital investment cannot be concentrated on one project. Individual investment can put funds into different "baskets" such as various bonds, various stocks, various futures and various savings, so as to avoid risks and gain income.