1. Low risk does not mean no risk. Nothing is absolutely safe and reliable. So when buying a fund, don't blindly think that there is low-to-medium risk and no risk. Be sure to think it over before buying.
Second, the fund, also known as the investment fund, is one of the main ways of asset management, and it is a collective investment way of portfolio investment, professional management, benefit sharing and risk sharing. It mainly distributes income certificates (fund shares) to investors, centralizes social funds and gives them to professional fund management institutions to invest in various assets, so as to maintain and increase the value. The assets invested by investment funds can be financial assets such as stocks, bonds, foreign exchange, equity, futures and options. , as well as real estate, bulk energy, forest rights, art and other assets. Fund is mainly an indirect investment tool, and fund investors, fund managers and custodians are the main bodies of fund operation.
Three, the general foundation is divided into the following four categories
1. Monetary funds: mainly bank deposits, short-term bonds and capital-guaranteed products, such as Yu 'ebao.
2. Bond funds: fixed-income financial instruments such as treasury bonds and financial bonds are the main investment targets, which are suitable for people who can accept losses below 20%.
3. Equity funds: More than 80% of fund assets are invested in stocks, and the rest can be invested in bonds and currencies. We often say that index funds are equity funds.
4. Hybrid funds: funds that invest in instruments such as stocks, bonds and money markets at the same time, and have no clear investment direction.
4. Guangfa Fund: At present, the management scale is about 275.427 billion yuan, with 29 managers and 35 issued funds 1 15, including general funds 12, 4 wealth management funds and 4 other funds. Since its establishment in 2003, it is one of the first comprehensive securities companies in China. In 2006, he won the Best Performance Award of China Top Ten Brand Fund Companies, China Fund Management Company and China Fund Industry Excellent Marketing Case Award.