Fund (Fund) In a broad sense, a fund refers to a certain amount of funds established for a certain purpose. It mainly includes trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds. What people usually call funds mainly refers to securities investment funds.

Fund operation method:

Closed-end funds are trust funds. They mean that the size of the fund is determined before issuance, is fixed within the specified period after issuance, and is Market-traded investment funds.

The English name of hedge fund is Hedge Fund, which means "risk hedge fund". It originated in the United States in the early 1950s. The purpose of its operation at that time was to use futures, options and other financial derivatives to conduct risk management on different related stocks. Real buying, short selling, and risk hedging techniques can avoid and resolve investment risks to a certain extent.

QDII is the abbreviation of Qualified Domestic Institutional Investor. It is a securities investment fund established within the territory of a country and approved by the relevant departments of that country to engage in securities business such as stocks and bonds in overseas securities markets.

ETF is the English abbreviation of Exchange Traded Fund. The Chinese translation is "traded open-end index fund", also known as exchange-traded fund.

Warrant Funds: This type of fund mainly invests in warrants. Based on the high-leverage and high-risk product characteristics of warrants, the volatility of this type of fund is also higher than that of stock funds. The fund is large.

Contractual funds, also known as unit trust funds, refer to specialized investment institutions (banks and enterprises) jointly investing in a fund management company. The fund management company serves as the principal and signs an agreement with the trustee. Benefit certificates - "fund unit holding certificates" are issued in the form of "trust contracts" to raise idle funds in society.

Balanced funds refer to funds whose investment goals are to obtain current income while also pursuing long-term appreciation of fund assets, and invest funds in diversified stocks and bonds to ensure the safety and profitability of funds.

Balanced funds can be roughly divided into two types: one is the stock-bond balanced fund, that is, the fund manager will promptly adjust the stock-bond allocation ratio according to market changes. When a fund manager is optimistic about the stock market, he or she will increase his stock position, and when he believes that there may be a correction in the stock market, he will increase his bond allocation accordingly.

Corporate funds are also called mutual funds, which means that the fund itself is a joint-stock company, and the company raises funds by issuing stocks or beneficiary certificates. When investors purchase shares of a company, they become shareholders of the company, receive dividends or bonuses based on the shares, and share in the income from investment.

Insurance funds refer to special funds established to compensate for economic losses caused by accidental disasters, or economic needs caused by personal casualties, loss of work ability, etc.

Trust funds, also called investment funds, are a collective investment method with "maximum sharing of benefits and minimal risk sharing": it refers to the issuance of fund certificates (such as income) through the form of a contract or company. Certificates, fund units and fund shares, etc.), the unequal amounts of funds from the uncertain majority of investors in the society are pooled to form a certain scale of trust assets, which are handed over to specialized investment institutions for diversified investments based on the principle of asset portfolio, and the A collective investment trust system in which investors share the profits in proportion to their investment and bear corresponding risks.

Investment funds generally invest in large-cap blue chip stocks. When calculating the Shanghai Composite Index, large-cap blue chip stocks also account for a large weight. Therefore, the decline and rise of the fund generally rise at the same time as the decline and rise of the Shanghai Composite Index. The relationship with falling.

Stock funds are investment funds that invest in stocks and are the main type of investment funds. The main function of stock funds is to concentrate the small investments of public investors into large funds. Invests in different stock portfolios and is a major institutional investor in the stock market.

A money market fund refers to a fund that invests in short-term securities in the money market. The fund's assets mainly invest in short-term monetary instruments such as treasury bills, commercial paper, bank certificates of deposit, short-term government bonds, corporate bonds and other short-term securities.

As the name suggests, bond funds are mutual funds with bonds as their main investment targets. In addition to bonds, they can also invest in financial bonds, bond repurchases, time deposits, short-term bills, etc. Most of them are issued in the form of open-end funds, and adopt the method of not distributing income, which is legal and tax-saving. The attributes of most domestic bond funds tend to be income-type bond funds, which mainly focus on obtaining stable interest. Therefore, income generally shows stable growth.

Real estate funds, futures and options funds that specialize in investing in futures and options, gold funds that specialize in investing in the gold market, and industrial funds that specialize in investing in industry. These funds do not have many investment opportunities for those of us who are new to fund investment. Let’s first get through the most common funds above.

Overseas funds: funds that invest in overseas markets. Generally refers to hedge fund products registered and operated by mainland investment teams overseas and in Hong Kong, China.

The investment scope of these products is investment in Hong Kong, China and even in the global market. In addition to stocks, the investment targets can also involve a variety of derivatives, foreign exchange, etc.