Of course. After successfully handling the consumer reserve fund business, the cardholder shall not use the funds for purposes prohibited or restricted by national laws and regulations and banking regulatory agencies (including but not limited to: expenses related to house purchase and real estate transactions, equity investment transactions of stocks and futures, investment transactions of financial services such as funds, insurance and precious metals, repayment of loans such as car loans, mortgages, consumer loans, credit card arrears, and tax payment.

Lottery tickets, virtual currency, production and operation, cash withdrawal or transfer are only used for consumption (including but not limited to household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student aid consumption, tourism consumption and other small personal durable goods consumption).

Benefits:

(1) can solve the problem of our shortage of funds, which is really helpful to users who need money badly.

We don't need to occupy the credit card limit, which means that there are still funds to use after swiping the credit card.

Disadvantages:

① The reserve fund is mainly used to solve the customer's demand for funds, so there is no additional subsidiary rights, such as accumulated points, various rights and services.

② The reserve fund may exist. After successful handling, the installment principal and handling fee will be repaid regardless of whether it is used or not.