Reliable, Zhuanzhuan is a second-hand platform with the function of borrowing money. Borrowing money from a money transfer shop is borrowing money from Weibo. If Weibo's application for borrowing money is rejected, the transfer shop's application for borrowing money will also be rejected. They are the same product. According to users' feedback, Weibo's threshold for borrowing money from interest will be relatively lower, and the amount given will be lower than Sina Weibo's.
Advantage 1: The credit requirements are not so strict.
Personal credit is the key to loans, especially to apply for loans directly from banks. If personal credit is a little bad, it is easy to be rejected by the bank. However, it is relatively easy to apply for a loan through this platform. Generally, this platform will develop different loan products for borrowers to apply for. However, generally speaking, the worse the credit, the higher the cost of applying for a loan. If the cost is really bad, it is not easy to apply for a loan.
Advantage 2: the processing speed is relatively fast.
Compared with banks, this platform will definitely handle loans much faster. Some platforms apply for credit loans, and borrowers can get the funds as soon as possible. For friends who are in urgent need of funds, it is much better to apply for loans directly through this platform than to borrow from banks.
Advantage 3: The borrower saves a lot of trouble.
This platform saves time and trouble than borrowers going directly to the bank for loans. Ordinary borrowers only need to submit materials and sign contracts to get funds. If you want to go to the bank for a loan, there are many procedures that need to be handled by the borrower himself, and the borrower needs to spend more time and energy to complete the loan.
Advantage 4: There are many kinds of choices.
The second point mentioned that this platform will launch different loan products for different groups of people. In terms of loans and repayment, borrowers have more choices. If you go directly to the bank, you are not so flexible.
Advantage 5: There are more platforms to choose from.
In addition to a variety of loans to choose from, there are more and more platforms for loans at present, and the platforms that borrowers can choose will not be as one-sided as banks.
Common lending platforms on the Internet
Easy loan
A credit product of China Unicom has opened a maximum application amount of 654.38+10,000 yuan, the service period can be divided into 6- 12 months, and the interest can be as low as 1 10,000 yuan.
Sina has borrowed it.
All along, Sina can lend money to everyone and support 724-hour lending. The loan amount borrowed by Sina is not very high, with a maximum of 20,000 and a daily interest rate as low as 0.03%. There are three repayment periods 65,438+02. Don't look at credit cards
What is lending?
Lending is a lending platform. 58 Loan belongs to 58 Finance, which is an Internet financial service platform under 58 City, providing financial products and services under 58 City. As long as certain conditions are met, loans can be made.
Is the interest on borrowing money high?
The interest rate of borrowing money is high, with the lowest daily interest rate of 3% and the annualized interest rate above 12%. It is best not to use it unless it is absolutely necessary.
What is the highest interest rate for lending money to friends?
Paragraph 1 of Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases stipulates: "If the interest rate agreed by both borrowers and lenders does not exceed 24% of the annual interest rate, the people shall support it. The interest rate agreed by both parties exceeds the annual interest rate of 36%, and the interest rate agreement exceeding the part is invalid. " In addition, in order to prevent the parties from agreeing that the interest rate is too high and the debtor bears too much interest, the judicial interpretation stipulates that if the borrower asks the borrower to return the interest paid at an annual rate of more than 36%, the people should support it. On September 1 2005, the Provisions on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases promulgated by the Supreme People came into effect.
What should I do if I can't afford it?
If you can't repay the loan, it is best for the creditor to sue you. Because you only bear 24% interest, but generally you don't. If threatened or harassed, you can also call the police. However, this may not solve the problem. Although the police are financial troubles, they may persuade you to solve the things that threaten you. This will be both beneficial and unfavorable, and it may arouse the vigilance of the lender or make irrational behavior. However, the police are more or less deterrent. If they are harassed, they can continue to choose to call the police.
It is called because the creditors are ordinary or the background is dark. Patients generally do not ask for repayment or interest through legal channels, but ask for repayment through intimidation, injury, harassment or coercion, but most people are afraid. Life and people are threatened, and sometimes even their relatives are harassed. Faced with such means, many people will find ways to repay. Moreover, if you try your best, the borrower will go to extremes, and may commit a crime because he cannot repay too many debts, or his family will die.
How to get on the stage on the transfer platform?
First, turn around and choose one you want to buy.
Second, click Buy Now.
Third, select the type and click OK.
Fourth, click to confirm the order.
5. Click on the flower bud staging, select the staging times, and click Pay.
6. Finally, click Pay Now to pay.
Operating environment:
Brand model: Huawei P40
System version: HarmonyOS2.0.0
Application version: v 10.2.53
Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.
Market meaning:
1. Installment payment is actually a loan provided by the seller to the buyer. The seller is the creditor and the buyer is the debtor. The buyer can get the goods or services he needs only by paying a small amount of money, but because the interest is included in the future installment, the amount paid for the same goods or services by installment is more than the amount paid in one lump sum.
On the one hand, installment payment allows sellers to complete promotional activities, on the other hand, it also provides convenience for buyers.
Behavioral characteristics.
3. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and quality guaranteed.
The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.
Terminology form:
There are also many forms of installment payment: the purchaser pays by installment, usually paying the down payment first, and then paying the second money after receiving the notice from the real estate agent; Divided into three installments, and the third installment will be paid within a certain period of time after check-in. In this way, the buyer usually pays more than one-time payment, but at the same time it can reduce the possible losses in the auction, such as "unfinished houses", as well as the decline in house prices other than the down payment and the changes in the economic situation of the buyer.