1. Is it illegal to sell data cards privately online?

1. It is illegal to sell data cards privately online. Selling traffic cards privately is suspected of illegal business, operating franchises, monopoly items or other restricted items without permission, buying and selling import and export licenses, import and export certificates of origin, and other business licenses or approval documents stipulated in laws and administrative regulations, and Engaging in other illegal business activities, disrupting market order, and serious acts are suspected of illegal business operations.

2. Legal basis: Article 225 of the "Criminal Law of the People's Republic of China"

The crime of illegal business violates national regulations and involves one of the following illegal business behaviors , who disrupts market order, and the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than one time but not more than five times the illegal income; if the circumstances are particularly serious, shall be sentenced to fixed-term imprisonment of not less than five years and not more than five times the illegal income. A fine of not less than three times but not more than five times or confiscation of property:

(1) Unauthorized operation of special items, monopoly items or other items restricted from sale and purchase stipulated in laws and administrative regulations;

( 2) Buying and selling import and export licenses, import and export certificates of origin, and other business licenses or approval documents stipulated in laws and administrative regulations;

(3) Illegal operations of securities, Futures and insurance business, or illegally engaging in fund payment and settlement business;

(4) Other illegal business activities that seriously disrupt market order.

2. Is it illegal to help others cash out by swiping their cards?

It is illegal to help others cash out by swiping their cards. A person or unit specializing in card swiping for cash out is suspected of illegal business operations. They use point-of-sale terminal issuance and other methods to directly pay cash to credit card holders through fictitious transactions, false prices, cash returns, etc. The cash out amount is 1 million yuan. Those who are above, or cause the financial institution's funds to exceed 200,000 yuan to be overdue, or cause the financial institution to suffer economic losses of more than 100,000 yuan, constitute the crime of illegal business operations. Credit cash-out itself is an illegal act. If the cardholder cashes out within the limit and repays the cash-out amount on time, it will not constitute a crime. If the cardholder cashes out maliciously and fails to repay the money, it may be suspected of committing the crime of credit card fraud.