1. Enterprise account, that is, enterprise bank settlement account, is an account for settlement business for enterprise legal persons, non-enterprise legal persons and individual industrial and commercial households, which can effectively guarantee the safety of funds.
Two: One unit in basic account can only open one. Others, such as ordinary accounts, a company can open multiple accounts according to business needs, and the number is not limited. According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If another account can be withdrawn, and the investor has a certain special purpose, then you can apply for a special account in this bank or withdraw money.
Basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic deposit account in one bank. Depositors can only withdraw wages, bonuses and other cash through basic account.
4. A general deposit account is a bank settlement account opened by a depositor in a banking institution outside basic deposit account for loan or other settlement needs. This account can handle transfer settlement and cash deposit, but it cannot handle cash withdrawal.
Verb (abbreviation of verb) special deposit account is a bank settlement account opened by depositors in accordance with laws, administrative regulations and rules for special management and use of their special funds. Special deposit accounts are used to handle the receipt and payment of special funds, and special deposit accounts that allow cash withdrawal must be approved.
6. Capital construction funds, renovation funds, extra-budgetary funds, grain, cotton and oil purchase funds, company bank card reserve funds, securities trading settlement funds, futures transaction deposits, interbank deposits of financial institutions, income remittance and business expenditure funds, funds of the party, league and trade union organizations of the unit and other funds that need special management and use according to regulations may apply for opening special deposit accounts.
Temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period of time. It is used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and verification of registered capital.