Useful installment is a brand and wholly-owned subsidiary of Murray Financial, which is a financial service platform focusing on consumer installment loans.

1, Introduction

Useful staging is the brand and wholly-owned subsidiary of Murray Financial.

Useful staging APP aims to create a "zero pressure" relaxed shopping environment for you. With good service and flexible credit line, we will provide you with complete and comfortable installment shopping service.

2. Service Group

Useful installment consumer credit products are for all customers 18-65 years old with stable income and real consumption purposes.

3. Risk control

(1) It is useful to integrate big data into the traditional consumer finance audit by stages, and use customer behavior information, application information, credit information and Internet big data for cross-validation and data modeling, so as to make a more accurate and three-dimensional portrait of customers, effectively lock customer groups and avoid potential fraud and overdue risks.

(2) After the loan is issued, the useful installment will re-model and portrait the customer according to the customer repayment information and external big data, and send SMS or WeChat to remind customers who may be overdue. For customers who are overdue for the first time or a few days, useful staging is more willing to find out the specific reasons for the customer's overdue, help customers find better solutions and protect their credit records.