1. The cumulative extension period of short-term loans (with a term of less than one year, including one year) shall not exceed the original loan term.

2, medium-term loans (more than one year, less than five years, including five years) extension period shall not exceed half of the original loan period.

3. The cumulative extension period of long-term loans (more than five years) shall not exceed three years.

4. For personal loans, the cumulative extension period shall not exceed the original loan period.