If it is pure speculation, the risk is similar, and the risk can be said to be not small. In the long run, the risk of doing more precious metals is relatively small. Because the dollar is still depreciating in the long run. The minerals on the earth are less and less, and they are non-renewable resources. However, this long-term is very long and may last for decades. Even longer. It doesn't mean much to people who have only a few decades of life. Moreover, precious metals are easy to preserve and will not deteriorate. Moreover, foreign exchange is the country's money and can be printed indefinitely. Holding foreign exchange is the most unsafe. Futures become spot after maturity. Except for gold and silver, which can be held for a long time, other futures varieties cannot be stored. In the long run, steel will be oxidized, agricultural products will be eaten by insects or eaten by mice. Slowly lose. The above is just a personal opinion. For reference only.