What industry does the company belong to?

It belongs to a non-financial industry that can manage money. At present, it belongs to an enterprise and is established in accordance with the company law, but the internal control mechanism and financial system are established in accordance with the requirements of financial enterprises. Therefore, at present, his position is very embarrassing. Personally, I think he belongs to a "socialist with China characteristics", with a clear-cut planned economy and obvious private capital, and he is very eager to get married. I wanted to get married before I got married, but I found that the future was so bright and the road was so tortuous. "

What kind of enterprise does the company belong to?

The nature of private and undisclosed small-scale financial management

What industry does the company belong to? What is the industry classification code?

The company belongs to the financial industry. According to the Classification and Code of National Economy Industry (GB/T 4754-2002), it should belong to "financial activities not listed in D", and the industry code is J7 19.

What industry does lending people belong to?

financial service industry

Is the company a financial enterprise?

Although the company has no financial license and is engaged in loan business, the relevant state departments have not managed it according to financial enterprises. Therefore, before the introduction of the new policy, commercial banks provide loans to companies, and the interest income of loans needs to pay business tax normally.

Financial enterprises:

Refers to enterprises that need to obtain a financial business license granted by the financial supervision department to conduct business, including policy banks, postal savings banks, state-owned commercial banks, joint-stock commercial banks, trust and investment companies, financial asset management companies, financial leasing companies and some financial companies that need to obtain a banking business license to practice; Securities companies, futures companies and fund management companies that need to obtain securities business licenses to practice; All kinds of insurance companies that need to obtain insurance business licenses.

What kind of company is it?

Hello, to put it simply: the small loan company is a non-bank financial institution, industrial and commercial registration code 7600! The store said that the limited liability company or joint stock limited company invested and established by the company for natural persons, corporate legal persons and other social organizations does not absorb public deposits.

What industry or field does the loan belong to?

Belonging to the financial industry

What institution is the credit loan company a subsidiary of?

Loan processing flow:

1. The lender needs to fill in a written application form and prepare relevant materials.

2. The bank shall review the application materials of the lender to verify whether the situation is true.

3. After approval, the lender signs a loan contract with the bank.

4. When the bank lends money, the borrower performs the repayment as agreed.

What do credit companies do?

Credit company:

Credit companies refer to non-bank financial institutions that provide loan services to individuals and individual industrial and commercial households with the approval of China Banking Regulatory Commission (hereinafter referred to as CBRC) in accordance with relevant laws and regulations.

Business profile:

1. Personal small mortgage loans are mainly pledged by certificates of deposit, which do not exceed 95% of the denomination of certificates of deposit.

Second, personal housing loans: personal commercial loans; Personal provident fund loans; Personal portfolio loan.

Third, personal automobile consumption loans.

Four, personal durable consumer goods loans

Verb (abbreviation of verb) personal consumption loan

Intransitive verb personal micro-loan

7. Car mortgage and car mortgage are increasingly welcomed by small business owners with short-term small loans.

Which industry does the loan to buy a house belong to?

Financial credit

Is it a financial job to call an enterprise to apply for a loan?

Well, this also belongs to the financial field.

Finance is a Chinese vocabulary, and the pinyin is jρNRóng. Finance refers to the issuance, circulation and withdrawal of money, the issuance and recovery of loans, the deposit and withdrawal, the exchange of foreign exchange and other economic activities. FINANCE or finance is an equivalent cycle to realize value and profit after re-integration of existing resources. The professional view is that the process from saving to investment can be narrowly understood as financial dynamic monetary economics. ) Finance is the behavior that people make decisions on the optimal allocation of intertemporal resources in an uncertain environment.

The essence of finance is value circulation. There are many kinds of financial products, including banks, securities, insurance, trusts and so on. Finance involves a wide range of academic fields, including accounting, finance, investment, banking, securities, insurance, trust and so on. The core of finance is the exchange of value across time and space. All transactions involving the distribution of value or income between different times and different spaces are financial transactions. Finance is to study why the value exchange across time and space appears, how it happens and how it develops.

Is the company a financial institution?

The company belongs to the financial industry. The Code of Financial Institutions in 2009 made it clear that the scope of financial institutions in China covers not only traditional financial institutions such as banks, insurance and securities, but also new financial institutions such as enterprise annuities, loan companies, rural mutual funds cooperatives and village banks. Prior to this, the company was a non-financial institution.

1. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Second, the risk review of microfinance

The emergence of loan risk often begins at the stage of loan review. Comprehensive judicial practice shows that the risks in the loan review stage mainly appear in the following links.

(1) The loan examiner of the bank was omitted from the review content, resulting in credit risk. Loan review is a meticulous work, which requires investigators to systematically investigate and inspect the qualifications, qualifications, credit and property status of loan subjects.

(2) In practice, some commercial banks do not have due diligence, and loan examiners often only pay attention to the identification of documents, lacking due diligence, so it is difficult to identify fraud in loans and it is easy to cause credit risk.

(3) Many wrong judgments are due to the fact that banks did not listen to experts' opinions on relevant contents, or professionals made professional judgments. In the process of loan review, we should not only find out the facts, but also make professional judgments on relevant facts from legal and financial aspects. In practice, most loan review processes are not very strict and in place.

Third, the legal content of the pre-loan investigation

(1) Review the legal status of the borrower, including its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is legally established and whether it has the qualifications and qualifications to engage in related businesses, and check the business license and qualification certificate. Pay attention to whether the relevant certificates have passed the annual inspection or related verification.

(2) Regarding the credit standing of the borrower, check whether the registered capital of the borrower is suitable for loans; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment.

(3) Regarding the borrower's loan situation, whether the borrower has opened basic account and general deposit accounts in accordance with relevant laws and regulations; Whether the foreign investment of the borrower (such as a company) exceeds 50% of its net assets; Whether the borrower's debt ratio meets the requirements of the lender;

(4) Regarding the guarantee, if it is a guarantee, the qualification, reputation and performance ability of the guarantor shall be investigated.

Is the loan company a financial institution?

The company belongs to the financial industry. The Code of Financial Institutions in 2009 stipulates that the scope of financial institutions in China covers not only traditional financial institutions such as banks, insurance and securities, but also new financial institutions such as enterprise annuities, loan companies, rural mutual funds cooperatives and village banks. Prior to this, the company was a non-financial institution. 1. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. By lending to banks, centralized money and monetary funds can meet the needs of society for expanding supplementary funds for reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Second, the risk review of microfinance The emergence of loan risks often begins at the stage of loan review. Comprehensive judicial practice shows that the risks in the loan review stage mainly appear in the following links. (a) the content of the review is omitted, and the bank loan examiner is missing, resulting in credit risk. Loan review is a meticulous work, which requires investigators to systematically investigate and inspect the qualifications, qualifications, credit and property status of loan subjects. (2) In practice, some commercial banks do not have due diligence, and loan examiners often only pay attention to the identification of documents, but lack due diligence. It is difficult to identify the fraud in the loan and it is easy to cause credit risk. (3) Many misjudgments are caused by banks not listening to experts' opinions on relevant contents or professional judgments made by professionals. In the process of loan review, we should not only find out the facts, but also make professional judgments on relevant facts from legal and financial aspects. However, in practice, most loan review processes are not very strict and in place. Three. The legal content of the pre-lending survey (1) examines the legal status of the borrower's legal establishment and continuous effective existence. If it is an enterprise, it should examine whether the borrower is established according to law, whether it has the qualifications and qualifications to engage in related business, and check the business license and qualification certificate, and pay attention to whether the relevant license has passed the annual inspection or related certification. (two) about the borrower's credit check whether the registered capital of the borrower is suitable for loans; Check whether there is obvious withdrawal of registered capital; Past loans and repayments; And whether the borrower's product quality, environmental protection and tax payment are qualified. Illegal circumstances that may affect repayment. (3) Regarding the borrower's loan conditions, whether the borrower has opened basic deposit account and general deposit accounts in accordance with relevant laws and regulations; Whether the foreign investment of the borrower (such as a company) exceeds 50% of its net assets; Whether the borrower's debt ratio meets the requirements of the lender; (four) for the guarantee, the qualification, reputation and performance ability of the guarantor should be investigated.

Is the company a financial institution?

The company belongs to the financial industry. The Code of Financial Institutions in 2009 stipulates that the scope of financial institutions in China covers not only traditional financial institutions such as banks, insurance and securities, but also new financial institutions such as enterprise annuities, loan companies, rural mutual funds cooperatives and village banks. Prior to this, the company was a non-financial institution. 1. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. By lending to banks, centralized money and monetary funds can meet the needs of society for expanding supplementary funds for reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Second, the risk review of microfinance The emergence of loan risks often begins at the stage of loan review. Comprehensive judicial practice shows that the risks in the loan review stage mainly appear in the following links. (a) the content of the review is omitted, and the bank loan examiner is missing, resulting in credit risk. Loan review is a meticulous work, which requires investigators to systematically investigate and inspect the qualifications, qualifications, credit and property status of loan subjects. (2) In practice, some commercial banks do not have due diligence, and loan examiners often only pay attention to the identification of documents, but lack due diligence. It is difficult to identify the fraud in the loan and it is easy to cause credit risk. (3) Many misjudgments are caused by banks not listening to experts' opinions on relevant contents or professional judgments made by professionals. In the process of loan review, we should not only find out the facts, but also make professional judgments on relevant facts from legal and financial aspects. However, in practice, most loan review processes are not very strict and in place. Three. The legal content of the pre-lending survey (1) examines the legal status of the borrower's legal establishment and continuous effective existence. If it is an enterprise, it should examine whether the borrower is established according to law, whether it has the qualifications and qualifications to engage in related business, and check the business license and qualification certificate, and pay attention to whether the relevant license has passed the annual inspection or related certification. (two) about the borrower's credit check whether the registered capital of the borrower is suitable for loans; Check whether there is obvious withdrawal of registered capital; Past loans and repayments; And whether the borrower's product quality, environmental protection and tax payment are qualified. Illegal circumstances that may affect repayment. (3) Regarding the borrower's loan conditions, whether the borrower has opened basic deposit account and general deposit accounts in accordance with relevant laws and regulations; Whether the foreign investment of the borrower (such as a company) exceeds 50% of its net assets; Whether the borrower's debt ratio meets the requirements of the lender; (four) for the guarantee, the qualification, reputation and performance ability of the guarantor should be investigated.

What is the occupation of loan?

In fact, the occupation specializing in lending refers to the loan specialist among the loan officers (some are called "credit business managers") of banks and lending institutions, whose job is mainly to issue loans to an account according to the instructions of the president or the credit section chief.

The so-called credit salesman (credit business manager) is mainly responsible for assisting customers to handle loan business, providing loan consultation, finding customers to sell loan products and investigating the credit market.

It should be noted that there is another type of "professional lender" in the credit market. The "professional lenders" refer to those groups that engage in high-interest lending, which can be understood as free individuals or those individuals and units with certain financial strength who engage in private lending to individuals or enterprises in the name of investment guarantee companies.

However, the relevant laws and regulations of our country clearly point out that no unit or individual may set up an institution engaged in or mainly engaged in lending business or take lending as its daily business activities without the approval of the competent department according to law.

Does the loan belong to the financial industry? Does the loan belong to the financial industry? Zhihu's introduction ends here. I wonder if you have found the information you need?