2. Futures. The domestic futures market, including metal, agricultural products and energy futures investment tools, has the function of hedging, which is arbitrage and speculation for participants. Financial futures contracts include stock index contracts, interest rate futures contracts and foreign exchange futures contracts. In China, such futures products are still in the research and development stage.
3. Money. In recent years, funds have become the star of financial investment commodities in China. At present, there are dozens of domestic fund companies and hundreds of different types of funds, among which stock funds are the most prosperous, which is related to the strength of Shanghai and Shenzhen stock markets. Funds are divided into stock funds, monetary funds, bond funds and hybrid funds. Investment funds: first of all, we must determine the profit target; Second, we must control the real risks; Third, we must invest or speculate; Fourth, we must choose the right fund to enter the market.
4. Foreign exchange transactions. At present, many banks have started foreign exchange transactions. Through the fluctuation of currencies around the world, investors can increase the amount of money and finally achieve the effect of increasing the value of foreign currency investment.
5. Precious metal trading. Including gold and silver, there is spot gold investment in the world.
Domestic banks have paper gold or physical gold investment transactions. Gold is mainly determined by regional political conflicts, changes in supply and demand, currency exchange rate, energy and other factors.
6. Art collection: it has a wide range of contents, complete categories, ancient and modern, Chinese and foreign, and diverse. Almost everything involved in human life and history, mainly porcelain, jade, metal objects, coins, stamp products, calligraphy and painting, etc.
7. Lottery: There are welfare lottery and sports lottery in China. With the development of the gambling industry, lottery, as a highly speculative variety, will gradually show its investment function.
8. Equity investment. By buying enterprise stocks or investing in enterprises with assets such as monetary funds and intangible assets, you can get investment benefits by sharing enterprise income or dividends, and you can also get indirect economic benefits by controlling the product supply of the invested unit.
9. Bond investment. At present, the classification of bonds is becoming more and more detailed in the financial market, but there are generally national debt, corporate debt and financial debt. Convertible bonds can be converted into other financial instruments under certain conditions, such as stocks.
10.p2p financial management. A way of investment and financial management through the Internet platform.
Various investment and wealth management products have their own advantages and disadvantages. Before choosing investment financial products, investors need to carefully consider and choose a more cost-effective financial management method to realize the maximum value-added of funds and income, so as to obtain the maximum investment income.