1, personal risk: when the investor's password is stolen, all digital currency's passwords will be lost and there is no way to retrieve them;

2. Market risk: the fluctuation of digital currency market is quite large, and there will be great changes in just one day, so the market risk in digital currency is great;

3. Platform risk: Because it is online trading, some platforms are informal and often run away with money.

These are the three major risks of digital currency.

Advantages of digital currency

1. controllability: the total amount of digital currency is controllable. At the beginning of the transaction, as long as the issuer sets the total amount of digital currency's issuance, inflation can be avoided;

2. Security: digital currency has a set of encryption algorithms behind it. As long as you want to consume digital currency, you must pass a password to consume it, and then the system can run;

3. Portability: digital currency has no entity and only needs a client carrier;

4. Liquidity: digital currency exists in the form of numbers in the blockchain, and everyone can consume digital currency on smart terminals.