Which online loans are formal?

The 10 formal online loan platforms recognized by the state mainly include: Youqianhua, JD Finance, Suning Finance, Ping An HP, Weilidai, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Living Expenses, Zhao. Lianhao term loan, etc.

The following is an introduction compiled by the editor based on the platform’s licensed financial background.

1. Have money to spend: The credit products of Duxiaoman Financial are formal and reliable borrowing platforms. Among them, Manyidai provides borrowers with a maximum loan limit of 200,000, with a daily interest rate of 0.02%. -0.065%. The better the credit, the lower the loan interest rate. The service period is generally 12 months.

2. Credit Loan

Jiebei has been renamed Credit Loan, and its safety index is relatively high. Currently, as long as you have a Sesame credit score of 600 or above. The loan amount you can apply for ranges from 1,000 to 300,000 yuan.

If you have capital turnover needs, we recommend you use Xiaoman, the original Baidu Finance. It completed the split in 2018 and achieved independent operations. The company background is a financial information technology company established in Chongqing, with a registered capital of 3 Billion yuan, formally licensed operation, its main business is Youqianhua credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, and comply with national supervision. . The ranking of online loan platforms is regular

The top ten conscientious loan platforms are: Duxiaoman Finance, Zhongan Small Loan, Shengbei, 360 IOU, Zhongyuan Consumer Finance, Paipai Loan, Anyihua, and Haoqidai , Gome Easy Card, Weilidai.

1. Duxiaoman Finance

Duxiaoman Baidu's financial services are well-established. Duxiaoman has a high quota and can be approved in as fast as 30 seconds. The account can be received quickly and can be divided into 12 installments. Slow down! In the era of smart finance, Du Xiaoman will give full play to Baidu's AI advantages and technical strength, join hands with financial institution partners, and use technology to provide trustworthy financial services to more people.

2. Zhongan Small Loan:

Zhongan Small Loan is an unsecured, purely online consumer credit platform that focuses on providing instant loans to individuals and small and micro business owners. Serve.

High loan limit: loan amount of RMB 5-5 million, long installments: up to 60 installments can be paid slowly, low interest: daily interest rate as low as 0.02%, fast approval, no need to look at the turnover, no paper required Materials, formal platform, bank loan, no face-to-face review, no reminder.

3. Shengbei:

Shengbei, cash installment loan, with a maximum comprehensive limit of 200,000. It is a credit service platform designed to provide safe, stable and convenient lending services for young people aged 21-45. Provide formal and convenient services for users with small capital turnover.

4. 360 IOU

360 IOU is a consumer credit brand under 360 Digits Group, with a maximum loan limit of 200,000. Anyone aged 23 to 55 has the opportunity to apply.

5. Anytime Loan:

Songtime Loan is a variety of different lending services. It is also a mobile financial software based on the Internet with flexible loan limits.

Please click to enter the picture description (maximum 18 words). What are the formal loan platforms for online loans?

The formal loan platforms for online loans include:

1. Yes Qianhua: Youqianhua is a credit service product of Baidu. It has always had a good reputation and its lending speed is relatively fast. It can meet your daily borrowing needs. You can borrow whenever you want, which is very convenient. The maximum amount is 200,000 yuan, and the average daily interest for borrowing 10,000 yuan for one year starts at 1.1 yuan. The better your credit, the lower the interest rate.

2. Jiebei: Jiebei is a pure credit loan product launched by Alibaba's Alipay. It is issued based on the consumption situation and repayment ability of Alipay users. Ordinary users can only have a Zhima score of 600 or above. Opportunity application is open. According to Sesame Score, the loan amount is 100,000-300,000, the minimum daily interest is 0.02%, the loan period is 12 periods, and it supports borrowing and repaying at any time. It has always been a conscientious loan platform.

3. Huanbei: Shanghai Shuhe Information Technology was established in 2015 and launched Huanbei products in 2016. The major shareholder is Focus Media listed company (stock code: 002027). The shareholders include: Focus Media, Sequoia Capital, Cinda Investment, Noah Wealth, Sina, etc.

4. Weilidai: WeBank is the first Internet bank under Tencent. Its products include Weilidai, Weikedai, etc., and is committed to providing fast financial services to small businesses and individual consumer groups.

5. Paipaidai: Founded in 2007, Paipaidai is a p2p financial platform listed on the New York Stock Exchange. Paipaidai products are mainly divided into individual bids and rainbow bids. Currently, it provides users with credit loans with a maximum loan amount of 200,000, and the monthly loan interest rate is about 1%. Users can choose suitable loan products based on their needs.