Obtain the qualification certification of financial planner.
Learn the necessary qualities of a financial planner.
Moral quality. Whether selling wealth management products or assisting customers to plan their wealth management plans, there are high requirements for the moral quality of financial planners. It is difficult for a dishonest financial planner to develop his career path by deceiving and misleading clients to achieve business goals. Financial planners who are complained by customers every year because of misleading sales are everywhere, which is completely self-destructive.
Professional knowledge. Financial planners need very professional financial knowledge, and they need to keep learning and deepening. AFP qualification certification should be the basic threshold for financial planners. CFP qualification certification is a stage that financial planners need to strive for. Of course, in addition to these two basic certificates, financial planners also need to master the basic knowledge of funds, securities, insurance (safe insurance), futures, taxation and other fields, and obtain some basic qualification certificates. Financial planners who are particularly interested in investment can also consider taking CFA professional certificate for further study.
Financial experience. Textual research is easy, but experience accumulation is difficult. Financial management experience includes not only the investment experience of various investment tools, but also the judgment, planning, analysis and guidance experience of customers' actual financial situation, and even the judgment of macroeconomic operation. An excellent financial planner must be an experienced expert in many fields, and his experience can only be gradually accumulated with his career development.
Customer resources. Since we want to manage money, it involves the problem of customer resources. In practical work, the number of customer resources largely determines the speed of your financial planner's career path. The job of a financial planner is a process of constantly dealing with customers, including the development of new customers and the maintenance of old customers. The quality of customer resources affects the evaluation of financial institutions on financial planners and the space for career promotion.
After reading so much, you must feel "how hard does it take to become a personal financial planner?" This is a big project, but what Bian Xiao said is that if you pay, you will get something, and the truth of no pains, no gains can never be wrong. There are many knowledge points about financial management on our Sanyibao website, so you can read more at ordinary times. Work hard early and become the person you want to be in your heart.