RRR cut is one of the central bank's monetary policies. Reducing the deposit reserve ratio indicates that liquidity has begun to enter a gradual release process.
1. The reduction of the statutory deposit reserve by the central bank means that the deposit reserve paid by commercial banks to the central bank is reduced, and the funds used for loans are increased. At the same time, it means that the currency circulating in the society is increased, thus stimulating consumption and stimulating economic growth.
2. If the central bank reduces the interest on deposits, the income of depositors will be reduced, and investors will be reluctant to deposit their funds in banks, which will promote the investment enthusiasm of the people.
3. Lowering the loan interest rate means lowering the loan interest rate, which will release the market loan pressure and venture capital enthusiasm and make the market liquidity in a loose state.
4. The RRR cut by the central bank will also stimulate the development of the real economy, especially after the rate cut, which means that the financing cost of the entity enterprise will be reduced and the financing amount will increase, so the production situation of the enterprise can be improved.
Generally, it will not have a great impact on the spot market, because the spot market is an international market, but in order to avoid the depreciation of personal assets, it is also a good choice to invest in the spot market under the uncertainty of the stock market!
After the interest rate cut, the interest rates of loans and bank deposits will be reduced. Money in the bank will flow out on a large scale. Conducive to consumption and investment. So it is good for the stock market. At present, the stock market is in a period of fear Those who have invested in stocks hope to rise, and most of those who have not invested in stocks are still waiting to see. Therefore, from the perspective of conformity, the stock market should rise first and then fall.
Interest rate cuts have a stimulating effect on the stock market. Because interest rate cuts can ease the pressure of deflation, stimulate consumption and investment, and reduce the interest expenses and operating costs of enterprises, the improvement of this external environment can improve the overall operating performance of listed companies. In addition to the challenges faced by banks and other financial industries, state-owned enterprise concept stocks such as real estate stocks, automobile stocks, aviation, shipping, petrochemical stocks and infrastructure stocks will benefit a lot. The expected effect of the improvement of operating performance of listed companies will also highlight the investment value of the stock market to a certain extent, which will have a positive effect on enhancing investor confidence.