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What does installment payment in JD.COM Mall mean: installment 3, installment 6, installment 12? Why is the price of each issue higher than the original mobile phone 1 200?
The third installment will be paid off in three months, with a monthly payment of 1/3 (interest is the essence). 12 installment is the monthly payment of112. Of course, the total price is more expensive than direct purchase
A few "installment payments" are free, but you will find that the total payment price is higher than other sellers, because you don't have to pay the handling fee, which is included in the commodity price.