Private accounts are not allowed to be used in corporate financial accounts, and it is illegal to use private accounts for corporate capital transactions. According to the law, no unit or individual may open an account in the name of an individual to store its own funds, and no unit or individual may convert public funds into savings deposits in the name of an individual, otherwise it will be punished according to law. Give a warning and impose a fine of 1000 yuan; Business depositors who transfer unit funds to individual bank settlement accounts shall be given a warning and fined between 5,000 yuan and 30,000 yuan;

Measures for the administration of RMB bank settlement accounts Article 39 Individual bank settlement accounts are used for personal transfer, receipt and payment, and cash deposit and withdrawal. The following funds can be transferred to individual bank settlement accounts: (1) Income from wages and bonuses. (2) Income from labor services such as manuscript fees and performance fees. (three) the principal and income of bonds, futures, trusts and other investments. (4) Income from the transfer of personal creditor's rights or property rights. (5) Personal loan transfer. (6) Securities trading settlement funds and futures trading deposits. (7) Inheritance and money donation. (eight) insurance claims, premium refund and other funds. (9) Tax refund. (10) Sales revenue of agricultural and sideline products (1 1) Other legal funds. Article 65 When using a bank settlement account, a depositor shall not commit any of the following acts: (1) In violation of the provisions of these Measures, transfer unit funds to individual bank settlement accounts. (2) Withdrawing cash in violation of these measures. (3) Avoidance of bank debts by opening a bank settlement account. (4) Leasing or lending bank settlement accounts. (5) Transfer money from a bank settlement account outside basic deposit account, deposit sales income or deposit cash in the unit credit card account. (six) the legal representative or principal responsible person, the depositor's address and other account opening information has not been notified to the bank within the prescribed time limit. Non-operating depositors who commit one to five of the above acts shall be given a warning and fined 1000 yuan; Commercial depositors who commit one to five of the acts listed in the preceding paragraph shall be given a warning and fined between 5,000 yuan and 30,000 yuan; If the depositor commits the sixth act listed in the preceding paragraph, he shall be given a warning and fined 1000 yuan.