Savings treasury bonds (electronic) are non-negotiable RMB issued by the Ministry of Finance within the country and sold to individual investors through members of the treasury bond "underwriting" group (usually banks), with claims recorded electronically. national debt. The repayment of principal and interest on national debt is borne by the Ministry of Finance, so the closure of "underwriting" members has nothing to do with whether the national debt can repay principal and interest.

Savings Bond (electronic) product features:

1. National public bonds issued by the Ministry of Finance on behalf of the Central People's Government are guaranteed by national credit. High credit rating and good security. Generally referred to as the risk-free rate of return, the current 3-year Treasury bond yield is approximately 2.8%.

2. Interest is paid annually, and upon maturity, the Ministry of Finance will transfer the principal and the last interest to the individual investor's fund clearing account through the members of the underwriting syndicate.

3. The income is stable and the interest is tax-free. Issued with a fixed term and fixed interest rate. However, individual investors can cash out in advance through early redemption or mortgage loans.

4. It is convenient to purchase. Generally, it can be purchased through bank branch counters and online banking channels, and deposit certificates can be issued