When transferring money by mobile banking, filling in the wrong account number, filling in the wrong name and choosing the wrong bank of the payee's bank card will lead to the transfer failure. After the transfer fails, the money will be refunded within five working days. The wrong card number was entered in the mobile phone transfer, and the money was transferred out;

If it is an empty account, the money will also be returned within 24 hours;

If the account number exists and the name does not match, the bank will return it after verification, usually within three working days;

If the account exists and the other party's name can match, please contact the bank immediately and call the police if necessary.

Mobile banking interbank transfer operation method:

1, the first step is to find the bank mobile phone client mobile banking _ 1. 1.0- Android version and click to enter.

2. After the software is opened, click the "Login" function key in the upper left corner of the pop-up page.

3. Then enter the ID number and login password of the bank card on the login page.

4. After the bank account is successfully logged in, it will return to the main page of the client, and then click the "Transfer and Remittance" function key.

5. After entering the "Transfer and Remittance" page, since this is an inter-bank transfer, click the "General Inter-bank Transfer" function key in the inter-bank transfer column behind the drop-down page.

6. After entering the "General Inter-bank Transfer" page, enter the opposite bank card number, transfer amount and payee name.

7. Finally, enter the bank of the other bank card and its bank in the column of receiving bank. When all the settings are complete, click Next.

8. Then enter the verification code received by the bound SMS in the new page, and click the OK button at the bottom after confirming that the input information is correct again.

Bank transfer settlement refers to the monetary fund settlement method of transferring money directly from the bank account of the payer (or individual) to the bank account of the payee (or individual) through the bank without using cash. function

According to the provisions of the bank settlement method, all enterprises, institutions, organs, organizations, military units and other goods transactions, labor supply, capital allocation, credit transactions, etc., except those that can be settled in cash according to the Provisional Regulations on Cash Management. They should be settled by bank transfer in accordance with the provisions of the bank settlement method. The reason why the state encourages the implementation of bank transfer settlement is because:

(1) The implementation of bank transfer settlement is conducive to the state's regulation of currency circulation.

(2) the implementation of bank transfer settlement is conducive to speeding up the turnover of materials and funds.

(3) The implementation of bank transfer settlement is conducive to gathering idle funds and expanding the sources of bank credit funds.

(4) The implementation of bank transfer settlement is beneficial for banks to supervise the economic activities of various units.