Big data refers to a collection of data that cannot be captured, managed and processed by conventional software tools within a certain time range. It is a massive, high-growth and diversified information asset, which needs a new processing mode to have stronger decision-making, insight and discovery, and process optimization ability.
Big data risk control is mainly through establishing a data risk model, screening massive data, extracting useful data for enterprises, and then analyzing and judging risks.
Extended data:
Problems that can be solved by big data risk control;
1, effectively improving the efficiency and effectiveness of the audit;
The introduction of big data risk control technology means analysis, through multi-dimensional information analysis, screening, cross-validation, summary, can form a comprehensive portrait of the applicant's data, assist the audit decision, and improve the efficiency and effectiveness of the audit. ?
2. Effectively reduce information asymmetry:
The introduction of big data risk control technology means analysis, through multi-dimensional information analysis, screening, cross-validation, summary, can form a comprehensive portrait of the applicant's data, assist the audit decision, and improve the efficiency and effectiveness of the audit. ?
3. Effective post-loan testing:
Multi-dimensional dynamic events (such as insurance risk, frequent multi-head lending, overdue addition of the same type of platform, etc.). Analysis through big data technology to achieve timely warning.
Reference source: Baidu Encyclopedia-Big Data Risk Control