There is a formula called Law of 80, that is, (80- current investor age) * 1%= the proportion of stock investment, how much money is used for investment and wealth management, whether the future income can be increased all the time, whether the growth rate of expenditure and income is balanced, and so on. Through such a simple formula, investors can easily calculate the proportion they should invest in the stock market or funds. Take the age of 23 as an example, (80-23)x 1%=57%, which means that the proportion of funds invested in stocks in the past should not exceed 57%, which is the case of most people. If you have a risk preference, you can combine your own strength and experience to increase the proportion of stock investment.

Financial management is risky and investment needs to be cautious.