Funds can make money or lose money. In life, we earn labor income by going to work and working hard. In addition, we can also get real estate income through investment and wealth management. By investing in stocks, bonds, gold and other assets, on the one hand, we can retain and increase the income accumulated by our labor, on the other hand, we can obtain investment income. Public Offering of Fund is a good tool for people to manage their finances, and more and more investors choose Public Offering of Fund. The fund is suitable for long-term holding. We set up fund E, using a series of historical data and charts to share fund investment knowledge and investment ideas with investors.

the risk of stock assets is relatively high. Although the equity funds that mainly invest in stocks can reduce the fluctuation of some portfolios through diversification, the net value of the funds will still rise and fall. Look at the fund market in the past 1 years? At the beginning of 211, there were 36 active equity and partial equity hybrid funds in the whole market. Of the 36 sample funds, 35 received positive returns and only one suffered losses. When the time span is shortened to five years, more than 8% of the funds have achieved positive returns. Past data show that as long as the long-term trend is upward, you will buy stock funds and hold them for a long time. Most stock funds either make money or have low odds.

in the ten years from 211 to 22, the annualized rate of return of the active stock fund index (that is, the weighted average performance of actively managed stock funds) of Shanghai and Shenzhen Index is 1%, and the cumulative rate of return is 165%. If you can hold it for 1 years and earn 1.65 times of your principal, it doesn't mean that every year is profitable. Therefore, there is a risk of short-term losses in fund investment. If the income of some stock funds is more than 1 times, then they will not make any money every year. Holding short-term fluctuations in a stable market for a long time can be an option for investors.

We've all played a coin toss game. Theoretically, you have a 5% chance to get heads and tails. If you hold it for too short a time, you will lose money or make money, just like flipping a coin. It is full of uncertainty. According to the current data, if you buy and hold it for one month and three months, the theoretical probability of not losing money is only about 5%. When we extend the holding period to 6 months, 9 months, 1 year and 2 years, the calculation results show that the probability of making money of the selected samples increases with the increase of holding time. When the holding period is increased to 3 years, the probability of no loss is significantly increased to 8%; The probability of not losing money after holding for 5 years is greater than 9%, and the probability of losing money after holding for 6 years is 96.3%, indicating that the possibility of losing money is very small. In the long run, it is the easiest way to avoid actual losses.