1. Central Bank: The People's Bank of China, the central bank of China, is actually an administrative organ and basically does not handle banking business for individuals and enterprises.

2. Policy banks: China Agricultural Development Bank, China National Development Bank and The Export-Import Bank of China, which only handle policy banking business.

3. Commercial banks: Industrial and Commercial Bank, China Construction Bank, Bank of China, Agricultural Bank, Bank of Communications, China Merchants Bank, etc. Handling daily deposit and loan business is closely related to residents' lives.

4. Credit cooperatives, which are divided into urban credit cooperatives and rural credit cooperatives, are small in scale and have the characteristics of commercial banks and handle related businesses.

Extended data:

?

Banks are financial institutions established in accordance with the law to operate monetary credit business, and they are the products of the development of commodity monetary economy to a certain stage.

Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.

Central Bank: China People's Bank is the central bank of China.

State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank.

State-owned commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications.

Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc.

World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards.

origin

The word "bank" comes from Banca, Italy. Its original meaning is bench and chair, which is the business appliance of the earliest money changer in the market. English translation into Bank means the cabinet for saving money. In China, it is called "bank" because of the history of China's economic development.

In the history of our country, silver has always been one of the main monetary materials. "Silver" often represents money, while "bank" is the title of large commercial organizations. Calling a large financial institution dealing with money a bank was first seen in Senior Minister written by Hong Rengan of the Taiping Heavenly Kingdom.

References:

Baidu Encyclopedia: Banks