Primary accumulation
This stage is the stage when people look for money. Life at this stage should be a time to accumulate capital for survival and entrepreneurship, acquire practical knowledge, get familiar with existing social resources and cultivate one's communicative charm.
1, capital accumulation
The accumulation of capital needs people to obtain it with their own labor, thrift and competition. The degree of capital accumulation should meet a person's basic survival and investment possibility, and according to the requirements of 2005, it should be around 654.38+10,000 yuan. Different regions will have different requirements and different accumulation speeds. The utilization of primitive capital accumulation should pay attention to regional differences and industry differences.
2. Capacity accumulation
The accumulation of ability mainly includes advanced survival technology, social recognition certificate, interpersonal communication means and practical action ability. These four aspects are basic abilities, which require the investment of time and money. It should be noted that ability learning with stage goals is much more effective than ability learning without motivation.
Compound interest appreciation
This stage is Qian Shengqian's stage. Life at this stage should be a time to identify advantageous industries, gain insight into the changes of social system, understand the channels of capital appreciation and exchange resources with society.
1, profit model
The most important thing in life is to establish your own capital profit model at each stage. The foundation of establishing a profit model is to find advantageous areas, be familiar with advantageous industries and understand the changes of social system. The key to the establishment of intermediate profit model is to find the channel of exchanging funds for resources-resources for more funds, which should be established by society.
2. Compound interest and appreciation
When you have investment capital, the profit model and time value will play a role, and they will bring you new wealth continuously, but you don't need to do the hard work you had to do in the past. If you can really turn the wheel of compound interest, a successful life is just around the corner. Einstein once said that compound interest is the eighth wonder of the world.
Wealth power
This stage is the stage of finding people for money. Life at this stage should be a time to organize network elites, actively create double-regulated prices, strengthen a stable wealth base, and build attractive brands.
1, survival strategy
There is a proverb in the western capital market: the poor bet on futures, the middle class speculates on stocks, and multimillionaires buy government bonds. This is about the principle of conquering and defending the world. If you have more than 2 million wealth, you can be regarded as a successful person in society. You're free. You can do whatever you want in your life. The only thing you need to avoid is not to let this 2 million go away.
Step 2 Establish a brand
There are two values in life, the first is material value, and the second is social value. The upper limit of China people's material value is 2 million RMB. After working hard for material value, the meaning of life is to create social value. While creating social value, the brand of life has been established, and the wonder brought by brand word of mouth to life is indescribable.
Conclusion: The wealth thinking of life is simple and rude. After people know the right path, the most correct way is to make every effort to eliminate all difficulties, refine the stage goals, and realize their freedom of life and social honor. Think about this month's living expenses, utilities, how much it costs to buy something before opening the book every month, and then put the living expenses on one card, the water and electricity pocket money on one card, and the rest on another card if you want. Keep them separately from the flowers to make sure they don't overspend. But your will is the most important. If you keep looking at clothes worth 1500, you won't save any money. Try to see how much money I can save every month for two months, and then go to the bank to do small deposit and withdrawal business and save some money on time every month. I promise you will have your own savings after one year!