2. Bonds: Bonds are creditor's rights certificates issued by the government or enterprises, which promise to pay interest to investors at the interest rate and repay the principal at maturity.
3. Stock: A stock is an equity certificate issued by an enterprise, and the owner of the stock owns a share of the company, which has no time limit and has no right to ask the company to redeem it. Stock holders earn money by rising stock prices or buying low and selling high to earn the difference.
4. Funds: Funds only give money to fund companies, and some fund companies find special fund managers to invest. Funds can be divided into money funds, bond funds, mixed funds and stock funds according to investment targets, and their risks increase in turn. Accordingly, the expected rate of return has also increased in turn.
5. Bank financing: In fact, bank financing is similar to a fund, that is, the money is handed over to the bank and the bank will take care of it. Banking is nothing more than investing in money market instruments, bonds and other markets.
6. Trust: Trust refers to the act that the trustor entrusts his legally owned property to the trustee based on his trust in the trustee (trust and investment company), and the trustee manages or disposes in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the trustor.
7. Gold: Gold is the oldest hard currency that has continued to this day. The gold industry itself has financial attributes and its own use value.
8. Foreign exchange: Foreign exchange investment means that investors exchange different currencies to obtain income. For example, if the RMB is converted into US dollars, if the US dollar appreciates or the RMB depreciates, then the corresponding income can be obtained.
9. Futures: There are many kinds of futures, such as gold, crude oil, copper, rebar and coal. Have a corresponding future. Futures is different from spot, trading is not real commodities, but standardized tradable contracts with commodities or financial assets such as stocks and bonds as the target. Moreover, futures trading is two-way, and you can buy more or sell short.
10, fixed assets: investors can buy some houses, shops and other fixed assets, rent them out, or wait for appreciation.