The credit enterprise of the People's Bank of China can bring the loan card, the original and photocopy of the ID card of the agent and the power of attorney of the unit to the People's Bank of the nearest city for inquiry, and can provide printed copies.
The detailed credit report of the People's Bank of China can be inquired in the following four ways: counter inquiry, self-service inquiry, online banking inquiry of commercial banks and internet inquiry.
1, counter inquiry
Need to bring: the original and photocopy of my valid identity certificate; Personal credit report inquiry application form.
Counter inquiry is limited to my own inquiry. Valid documents include: ID card, military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, and foreigner's residence permit.
2. Self-service inquiry
Self-service inquiry requires a second-generation ID card.
The self-service inquiry of personal credit report business is limited to myself, and each version can only be inquired once a day.
The self-service inquiry machine can only recognize the second-generation ID card. You can use other valid identity documents to check at the counter.
3. Online banking inquiry of commercial banks
If you hold the U shield of Bank of Beijing online banking, you can log in to Bank of Beijing online banking to apply for a personal credit report.
4. Internet inquiry
Log in to the personal credit report inquiry website: ipcrs.pbrc ... and after the registration activation is successful, you can inquire about the credit report.
Go to the People's Bank to make a credit report. I can print a credit report at the local people's bank with my ID card.
How to inquire about the credit report of China People's Bank? The credit report is usually from Monday to Friday, and the People's Bank of China is closed on weekends. Because the network of personal credit information basic database of China People's Bank Credit Information System covers all parts of the country, no matter where it is, applicants can go to the local branches of the People's Bank of China to inquire. Everyone has two opportunities to check personal credit information for free every year.
1. Inquiry: According to the Business Rules for Inquiring Personal Credit Reports in Basic Database of Financial Credit Information (Banking Credit Information Center [20 13] No.97), if an individual inquires about credit reports in the nearest People's Bank, he shall provide the original of his valid identity document for inspection, fill in the Application Form for Inquiring Personal Credit Reports, and keep a copy of his valid identity document for future reference.
2. Online inquiry: users are registered in official website, the personal credit information service platform of the Credit Information Center of the People's Bank of China; Then submit an application for personal credit report inquiry, and you can get the inquiry result and electronic report the next day.
Three, the personal credit report of the credit information system of China People's Bank mainly has three versions, including different information, namely:
1, personal edition: for consumers to know their own credit status, mainly displaying the credit information and public information of the information subject. Including personal version and personal details version.
2. Bank version: mainly for commercial banks to inquire. In the credit transaction information, the report does not show the names of other loan banks or credit institutions except the inquiry institutions, in order to protect trade secrets and maintain fair competition.
3. Social Edition: for consumers to open stock index futures accounts. This edition displays your credit summary information, mainly including personal practice qualification records, administrative rewards and punishments records, court proceedings and execution records, tax arrears records, social insurance records, housing accumulation fund records and credit transaction records.
Is there a watermark in the credit report of Haining People's Bank? Hello! Yes The credit reports printed by the People's Bank of China are all watermarked, showing the People's Bank of China. I hope I can help you, please adopt!
What information does the People's Bank of China need for its credit report? To inquire about personal credit report, you only need your ID card and fill in the personal inquiry application form. If you make inquiries on your behalf, you need to provide the power of attorney of others, a copy of your identity and the identity certificate of the inquirer.
Counter inquiry
Need to bring: the original and photocopy of my valid identity certificate; Personal credit report inquiry application form.
Counter inquiry is limited to my own inquiry. Valid documents include: ID card, military officer's card, soldier's card, passport and Hong Kong and Macao residents.
Mainland Pass, Taiwan Province Compatriots Pass to and from the Mainland, Alien Residence Permit, etc.
Self-service inquiry
Self-service inquiry requires a second-generation ID card.
The self-service inquiry of personal credit report business is limited to myself, and each version can only be inquired once a day.
The self-service inquiry machine can only recognize the second-generation ID card. You can use other valid identity documents to check at the counter.
Online banking inquiry of commercial banks
If you hold the U shield of Bank of Beijing online banking, you can log in to Bank of Beijing online banking to apply for a personal credit report.
Internet query
Log in to the personal credit report inquiry website: ipcrs.pbrc ... and after the registration activation is successful, you can inquire about the credit report.
Does China People's Bank charge for printing credit reports? The Credit Information Center of the People's Bank of China began to implement a charging system for individuals to inquire about their credit reports from June 3, 201May; Specifically, if an individual inquires more than twice a year, the service fee will be charged in 25 yuan every time, and it will be free twice a year ago. The number of personal inquiries in 20 14 years starts from June 3rd, 20 14, and the number of annual inquiries after 20 15 years starts from June 1 day of that year.
Is the credit report of the Postal Savings Bank the same as that of the People's Bank of China? It must be the same, because the rules of banks are the same.
Does it cost money to send a credit report to the People's Bank of China? The first two times are free, starting from the third time, and 25 yuan is charged each time.
Citizens who want to inquire about personal credit reports need to go to the People's Bank with their personal ID cards. Every citizen can make inquiries twice a year for free, more than twice, and 25 yuan will be collected every time from the third time.