2. Huaya, on the other hand, has relatively low requirements for borrowing and does not need mortgage guarantee. Non-student users aged 20-60, with good credit and stable income. The second-generation ID card and my debit card will do. Moreover, Huaya's loan application is directly operated online, and the review is also very fast. Generally, the approval can be completed in 2 minutes at the earliest, and the loan can be received in 5 minutes at the earliest.
3. In addition, according to the relevant laws and regulations of our country, the annual interest rate of the loan can be protected within 24%, and if the annual interest rate exceeds 36%, it can be characterized as usury, and the borrower who exceeds it can not repay the loan. If the interest rate of online loans borrowed by everyone is too high, it is definitely not reliable.
It is still suggested to borrow money in some ordinary and formal ways.
Application conditions: 2. Application: Users must be mainland citizens aged 20-60. If the user is a student, the application will not be supported and will be rejected directly.
3. Line interest: the credit range of the loan line is 300-65438+10,000 yuan, and the minimum loan interest is to prevent daily interest. In other words, if the user borrows RMB 10000 from the platform, he only needs to pay RMB 1 day interest. Of course, how much credit and interest can be obtained depends on the final approval result of the system.
4. Loan operation: Users can directly download Huaya Loan APP and click "Borrow Now"-"Apply for Loan" above. After the approval, the funds can be received, and the whole process can be completed in 3 minutes at the earliest. At present, Tibet and Xinjiang are temporarily unable to apply.
5. Loan repayment: According to the official display, if the user fails to repay the loan, the corresponding information will be reported to the central bank's credit information center.