1. According to the anti-money laundering regulations, the transaction records of financial institutions to customers shall be kept for at least () years from the transaction bookkeeping date.
A: Three years B: Five years C: 10 years D: 15 years.
2. The earliest country in the world to legally control money laundering is ().
A: Britain b: France c: Australia d; United States of America
3. According to China's regulations, the starting point of the amount reported in the transaction of RMB single transfer and large payment between units is ().
A: 200,000 b b: 5000,000 c: 1 10,000 d: 5 million.
4. What are the following characteristics of the money laundering process ()
A: Money launderers consider hiding the true ownership and source of criminal proceeds.
Change the form of money
C: Try to avoid leaving obvious marks in the process of money laundering.
D: Money launderers can control the whole process of money laundering.
5. Anti-money laundering on-site inspection procedures generally include the filing stage of ().
A: inspection preparation B: inspection implementation C: inspection report D: inspection treatment
6. All branches of financial institutions shall, within the first working days of each month, summarize and report the large-sum and foreign exchange fund transactions, and report them to the main reporting institution step by step. At the same time, report to the local foreign exchange bureau branch.
A: 3 b: 5 c: 10 d 15
7. Which of the following international conventions has our government signed and ratified?
A: United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances.
B: United Nations Convention against Transnational Organized Crime
C: United Nations International Convention for the Suppression of the Financing of Terrorism
D: united nations convention against corruption
8. In violation of the provisions of the Anti-Money Laundering Law, it was () Zhangshu Branch that was notified by the People's Bank and fined 500,000 yuan.
A: Industrial and Commercial Bank of China B: Agricultural Bank C: Bank of China D: China Construction Bank.
9. According to the Anti-Money Laundering Law, which of the following acts of financial institutions will be punished ()
A: The internal control system of the Anti-Money Laundering Law has not been established in accordance with the provisions, and no specialized agency has been set up to set up a professional agency to take charge of anti-money laundering work.
B: Failing to provide valid certification documents and materials, check and register as required, and failing to keep customer account information and transaction records as required.
C: leaking anti-money laundering information to customers and other staff in violation of regulations.
D: Failing to report large transactions and suspicious transactions as required.
10. What is the significance of anti-money laundering in China ()
A: This is an objective need to safeguard China's national interests and people's fundamental interests.
B: It's necessary to combat economic crimes.
C: It is necessary to curb other serious criminal offences.
D: It is necessary to maintain the credibility and financial stability of financial institutions.
1 1. The financial intelligence center has () basic functions.
A: Collect financial information B: Analyze financial information C: Distribute financial information and analysis results D: Exchange information.
12. China () made it clear for the first time that money laundering is a crime.
A: The revised new constitution. B: the revised new criminal law
C: Revised New China People's Bank Law D: Anti-money Laundering Provisions of Financial Institutions
13. The "Anti-Money Laundering Law of Financial Institutions" was formally implemented in ().
A: 65438+March 0, 2000 B: 65438+July 0, 2003 C: 65438+February 0, 2003 D: 65438+April 0, 2004.
14. When departments such as Public Security Law consult bank deposits or relevant materials related to the case, the inquired person must show his work permit or official certificate, and issue certificates from public security bureaus and people's procuratorates at or above the county level. Issued by the people's court ()
A: Letter of introduction B: Investigation letter C: Notice of deposit inquiry D: Inquiry order.
15. The lead organizer of the inter-ministerial joint meeting on anti-money laundering in China is ().
A: Ministry of Public Security B: the State Council C: People's Bank of China D: Ministry of Finance.
16.9. 1 1 After the incident, the United States promulgated the famous () Strengthening the fight against terrorism. It involves counter-terrorism financing and gives financial institutions additional obligations such as customer identification, business prohibition, intelligence collection and reporting.
A: American bank secrecy act b: American money laundering control act c: anti-terrorism declaration d: patriot act
17. The duties of the People's Bank of China in the anti-money laundering work include ().
A: anti-money laundering legislation B: the function of formulating anti-money laundering rules in the financial industry
C: Anti-money laundering administrative function of financial industry D: Responsible for monitoring anti-money laundering funds.
18. What accounts depositors open shall be subject to the examination and approval system. After being approved by the People's Bank of China, the bank will issue an account opening permit ().
A: Savings account B: basic deposit account.
C: General deposit account D: Temporary deposit account.
19. According to the Measures for the Administration of Reports on Large and Suspicious Payment Transactions of RMB, what are the following characteristics of funds circulating through financial institutions in a short period of time, which may be suspicious payment transactions? ( )
A: centralized transfer-in, centralized transfer-out B: centralized transfer-in and decentralized transfer-out.
C: decentralized transfer-in, centralized transfer-out D: decentralized transfer-in, decentralized transfer-out
20. Provisions on the Registration and Filing of Large Cash Payments and Notice on the Management of Large Cash Payments issued by the People's Bank of China. For large cash transactions, the standard for making an appointment to withdraw cash in advance is ()
A: Individuals withdraw more than 30,000 yuan; B: Individuals withdraw more than 50,000 yuan.
C: the company withdraws more than 200,000 yuan; D: The company withdrew more than 500,000 yuan from the office "/>
2 1. Private deposit of public funds is strictly prohibited in China. No unit may open an account in the name of an individual to store the unit funds, or transfer the funds of an enterprise unit to a personal savings account to withdraw cash. The bank shall not handle the transfer and settlement of funds transferred to personal savings for the unit, except in the following circumstances ().
A: medical expenses for major diseases B: temporary travel expenses C: payroll D: small personal labor remuneration
22. The obligations of financial institutions in anti-money laundering work include ()
A: Establish internal control system and organization for anti-money laundering, and allocate personnel.
B: Customer identity registration and audit, customer information preservation and transaction incentives.
C: Report large and suspicious transactions to relevant departments and report suspected criminal clues to public security organs.
D: confidentiality and publicity training business
23. Not as a real-name certificate ().
a； Temporary id card B: Student ID C: Motor vehicle driver's license D: Letter of introduction E: Copy of legal identity documents.
24. Which of the following are suspicious foreign exchange cash transactions ()?
A: Resident Zhang San made a single deposit of US$ 30,000 in foreign currency on the same day.
B: Li Si, a resident, deposited four pounds in the auditing standards of the State Administration of Foreign Exchange that day.
C: Resident Wu Wang withdrew US$ 50,000 in foreign currency cash on the same day.
D: Enterprise A will deposit a large amount of foreign currency cash in its foreign currency account every two afternoons, but seldom withdraw it.
E: Foreign-invested enterprises invest in place A in foreign currency cash.
25. Financial institutions shall check the following foreign exchange cash transactions, and if they find that they are suspected of money laundering, they shall promptly report it in the form of paper documents and pay the relevant annexes ().
A: The foreign exchange account of enterprise A: office: smart tags "/>,1deposited110,000 USD,1withdrawn10,000 USD on October 20th.
B: Zhang San deposited $540,000 in cash into Li Si's foreign currency savings account, and Zhang San's account also received about $330,000.
C: Li Si withdrew $50,000 in foreign currency cash that day.
D: Chinese-American tourists use personal credit cards to make a single deposit of 654.38 million US dollars.
E: Enterprise B bought Japanese yen with a large amount of RMB cash for five consecutive days.
26. The accounts opened by postal savings institutions for bank card business shall be included in the management of ().
A: deposit account b: savings account c: corporate bank settlement account d: personal bank settlement account.
27. General deposit account is not allowed ().
A: cash deposit B: cash withdrawal C: fund income transfer D: fund payment transfer
28. What regulations should financial institutions abide by when opening foreign exchange accounts for customers? ( )
A: Provisions on the Administration of Domestic Foreign Exchange Accounts B: Provisions on the Administration of Overseas Foreign Exchange Accounts
C: Regulations on the management of individual settlement accounts D: Regulations of real-name registration system on individual deposit accounts.
29. What bills with the word "cash" that exceed the standard of large cash issued by banks should be recognized as large cash payment and the registration and filing system should be implemented? ( )
A: cashier's check B: check C: bank draft D: letter of credit
30. Individuals and people coming to China should provide their ID cards or passports to the bank where they deposit and withdraw large amounts of foreign currency cash with an equivalent value of () or more, and the bank where they deposit shall register them one by one.
A: 1 10,000 RMB B: 1 10,000 USD c: 30,000 RMB d: 30,000 USD.
3 1. The objectives of the Financial Action Task Force are ()
A: Promote anti-money laundering information to all countries and regions in the world.
B: Monitor the implementation of the forty recommendations by members of the Financial Action Task Force.
C: Promote special anti-money laundering legislation on a global scale
D: Pay attention to and review the development trend of money laundering and anti-money laundering measures.
32. Which of the following laws belongs to Australia's anti-money laundering law ()?
A: 1987 law on proceeds of crime B: 1987 law on mutual assistance in criminal matters.
C: financial transaction reporting law c:1988d: money laundering prohibition law d:1994.
33. In which of the following cases, the depositor suspiciously applies for opening a temporary deposit account ()
A: Operating temporary business B: Setting up temporary institutions C: Temporary business activities in different places D: Verification of registered capital
34. Which of the following special accounts cannot be withdrawn ()?
A: interbank fund account of financial institutions B: special account for securities trading settlement funds.
C: futures trading margin account D: trust fund account
35. Which of the following special accounts cannot be withdrawn ()?
A: capital construction fund account B: special account for renovation funds.
C: Special account for policy real estate funds D: Special account for extra-budgetary funds.
36. Which of the following special accounts can withdraw cash without the approval of the People's Bank of China ()?
A: Special account for purchasing grain, cotton and oil B: Special account for social security fund.
C: Special account for housing funds D: Special account for Communist Youth League and trade union funds.
37. Which of the following organizations belongs to the professional anti-money laundering international organization ()
A: Asia-Pacific Anti-Money Laundering Group (APG) B: Eurasian Anti-Money Laundering and Counter-Terrorism Financing Group (EAG)
C: Basel Committee on Banking Supervision D: Financial Action Task Force
38. Which of the following counter cash withdrawal activities belong to unusually large cash ()
A: The account opening unit applies for withdrawing large amounts of cash twice a day.
B: The time for the account opening unit to withdraw large amounts of cash has changed abnormally.
C: The large amount of cash withdrawn by the account opening unit for several consecutive working days has changed abnormally.
D: The account opening unit applies to the same payee for issuing two cash bank drafts with the amount of 300,000 yuan within one day.
39. The routine customer identity due diligence measures stipulated in the forty recommendations of the Financial Action Task Force are ()
Answer: Establish customer identity and verify customer identity with reliable and independent documents, data or information.
B: Establish the identity of the beneficiary and verify it in a reasonable way, so that financial institutions can know the identity of the beneficiary. For legal persons and entities, financial institutions should take reasonable measures to understand the ownership and control structure of customers.
C: obtain information about business purpose and intention.
D: Conduct continuous due diligence on the business relationship and the transactions in the whole process of the business relationship, so as to ensure that the transactions are conducted in line with the financial institutions' understanding of customers and their risk status.
40. The Forty Recommendations of the Financial Action Task Force stipulates that the basic obligation of countries to fight money laundering is ().
A: Sign the International Convention on Combating Money Laundering and adopt domestic legislation to ensure effective international cooperation at all levels in the field of money laundering.
B: making money laundering a criminal offence
C: The predicate crime of money laundering should be as extensive as possible.
D: Promulgate laws to seal up and freeze the proceeds of crime.
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