At the end of September, Industrial Bank and Youku Video jointly launched a joint credit card. This card has two levels: gold card and platinum card for cardholders to choose from. Applicants need to make appropriate choices according to their own credit conditions to avoid being rejected by the bank. Application conditions of industrial bank Youku co-branded card, application instructions for gold card and platinum card. 1. Basic conditions for applying for a credit card of Industrial Bank In order to successfully verify the card of Youku Co-branded Card of Industrial Bank, you must meet the following basic conditions for applying for a card: 1. Age: above 18 years old and with full capacity for civil conduct; 2. Education: It is best to have a college degree or above. The higher the education, the better for the bank to get a card; 3. Work and income: Have a stable job and income, and can provide effective supporting documents; 4. Personal credit investigation: no bad records, including bad behaviors such as credit card, loans overdue, credit card cashing, mobile phone arrears, etc.

second, the factors to improve the success rate of gold and platinum cards. Generally, the higher the credit card level, the higher the threshold for banks to issue cards. Therefore, simply meeting the basic conditions for credit card applications cannot ensure the issuance of cards, especially the Industrial Bank Youku Co-branded Platinum Card. If you meet the following conditions, you can add points to your credit card application: 1. Additional financial proof, such as real estate license, driving license, large deposit documents, financial management documents, stocks, futures, etc.; 2. Hold a high credit card from another bank, and the card record is good; In a word, it is more difficult for Industrial Bank Youku Co-branded Card to get a platinum card than a gold card, and the annual fee collection standard and discount are different. Card friends should choose a card according to their own consumption needs, repayment ability and card application conditions.