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Is China’s postal savings wealth “rising day by day”? Is it highly safe?

The wealth of China's postal savings is rising day by day, which is very safe.

Postal Savings Bank, one of the six major state-owned banks, has seen its wealth rise day by day. It is its old and excellent financial product. It belongs to current financial management. The income is floating, but the fluctuation is small, making it a very popular product.

"Ririsheng" is a cash management financial product independently operated by Postal Savings, with safe and stable returns on financial principal. Fortune Risheng is open for subscription and redemption every working day, and funds are received in real time. The Ririsheng, Yueyuesheng, and Xinxin Xiangrong financial products launched by Postal Bank are all non-fixed term. Among them, the annualized rate of return of Ririsheng is 3.3%, which is higher than the current annualized rate of return of Yu'e Bao WeChat Wallet. high. The income from Ririsheng wealth management products worth 100,000 yuan per month is about 271 yuan. Its calculation formula is: investment principal * annualized return/365*30=100000*3.3%/365*30.

Rising Wealth has the characteristics of daily dividends, higher income, high liquidity, flexibility and high security. Take it as you go every working day. It is a low-risk financial product and is easy to buy and redeem. However, financial products are defined as non-guaranteed floating interests. There are certain risks in any kind of investment behavior, but the risk is different; the Postal Savings Bank's "Rising Wealth" financial product: it is a basically risk-free product, mainly investing in treasury bonds. , central bank bills, financial bonds, corporate (company) bonds, interbank deposits, high-quality corporate trust financing plans, bank acceptance bills, repurchases, etc. They are all low-risk areas, but they do not mean guaranteed capital or guaranteed profits. They are not linked to financial instruments such as stocks, funds, options, futures, etc., so they will not have much income or great returns. risk.

Warm reminder:

Before purchasing financial products, investors should ensure that they fully understand the nature of the investment and the risks involved, and understand and carefully evaluate the financial products. Fund investment direction, risk type and expected rate of return and other basic information, after careful consideration, make your own decision to purchase financial products that match your own risk tolerance and asset management needs. This financial product is a non-guaranteed floating income product. The bank does not provide guarantee commitments for the principal and income of the financial product. Investors should make investment decisions based on their own independent judgment.