The meaning of asset management business: Asset management business refers to the behavior that financial investment companies such as securities, futures and funds, as asset managers, operate their clients' assets according to the ways, conditions, requirements and restrictions stipulated in the asset management contract, and provide investment management services for securities and other financial products to their clients. Collective asset management is a collection of customer assets, which is managed by professional investors (brokers). It is an innovative financial service product developed by securities companies for high-end customers, and invests in equity securities such as stocks with excellent performance, high growth and strong liquidity and the assets of equity securities investment funds.

1. Advantages of collective asset management:

1) Some high-quality bonds do not allow investors to buy e-mart by themselves. With the advantages of bond business of securities companies, the collective asset management plan can get more opportunities than ordinary investors.

2) Ordinary investors don't have enough energy to invest in bond portfolio optimization. The collective asset management plan is specially managed by professionals who have worked for many years, and can make full and scientific investment in bond portfolio optimization.

3) In some markets, such as the inter-bank bond market, the entry of general investors is restricted. The manager of the collective asset management plan has a variety of market trading qualifications, can make a variety of investments, and get benefits that ordinary investors can't get.

4) The manager of the collective asset management plan can buy bonds at a lower interest rate with a large amount of funds.

2. Asset management business is mainly divided into three categories.

1) 1 Class handles targeted asset management business for a single customer;

2) The second category is to handle collective asset management business for multiple customers, and it is necessary to distinguish between limited collective asset management plans and unrestricted collective asset management plans;

3) The third category is specialized asset management business for special purpose customers.

The assets of a general company can be divided into two categories, namely fixed assets and general consumables. General consumables refer to items with relatively small value and easy consumption, such as pens, ink, paper, inkstones, etc. , and the fixed assets are generally relatively high in value and not easy to consume, generally equipment, such as computers, servers, air conditioners, multimedia, etc. , the price is higher.