There is a difference between bank deposit and AliPay deposit. There are many ways of gold investment provided by major banks, including paper gold, physical gold and gold futures. Alipay Gold is a gold fund. At present, there are three access funds: Huaan Gold, Bosera Gold and Yifangda Gold.

There are some differences between bank deposit and Alipay deposit in terms of investment threshold, transaction fee and risk level, and the actual product details shall prevail.