(A) short-term export credit insurance comprehensive insurance procedures

Insurance: the insured fills in the insurance policy.

Policy underwriting: After both parties negotiate the underwriting conditions, the insurer issues the policy.

Buyer's credit line underwriting: For each buyer within the insurance scope, the insured must apply for the buyer's credit line. Combined with the buyer's country, the buyer's credit standing and the transaction history of both parties, the insurer puts forward the limit. This limit is the highest amount of compensation that our bank undertakes for the insured's export to this specific buyer.

Shipment insurance: The insured must declare the shipment within the insurance scope to the insurer, and we will calculate the insurance premium accordingly and collect it from the insured.

(2) Long-term export credit insurance procedures

Insurance inquiry form: Before the project bidding or business contract negotiation, the export enterprise fills in the insurance inquiry form, which meets the requirements after preliminary examination, and the insurance department of our bank issues a qualified insurance letter of intent with reference rates and insurance conditions.

Insurance: After signing the business contract through consultation, the export enterprise shall fill in the "insurance policy". The insurance policy is an integral part of the insurance policy, and the export enterprise should fill it out carefully and attach the following information:

1) Project approval documents of relevant departments;

2) Copy of business license;

3) Business contract;

4) Project feasibility study report;

5) Information of foreign importers and guarantors;

6) Reports from importing countries, etc. According to the application form and other materials, the insurer draws up underwriting opinions, including all insurance conditions and insurance rates, and submits them to the export enterprise for confirmation.

Issuance: After the exporter confirms the underwriting conditions and rates, the bank will formally issue the insurance policy.