You can complain to the local banking regulatory bureau or the financial office.

Those who meet the following conditions may complain to the company: 1, illegally raising funds in the name of the company; 2. Illegal absorption or disguised absorption of public deposits in the name of the company; 3. Company staff use illegal means to collect debts or instruct others to collect debts illegally; 4. The actual interest rate of loans issued by the company exceeds the judicial interpretation. Article 32 of the Law of the People's Republic of China on the People's Bank of China stipulates that the People's Bank of China has the right to inspect and supervise the following acts of financial institutions and other units and individuals:

(a) the implementation of the relevant provisions of the deposit reserve management;

(2) Acts related to the special loans of the People's Bank of China;

(three) the implementation of the relevant provisions on the administration of RMB;

(four) the implementation of the provisions on the management of the interbank lending market and the interbank bond market;

(five) the implementation of the relevant provisions on foreign exchange management;

(six) the implementation of the relevant provisions of the gold management behavior;

(7) Acting for the People's Bank of China to manage the national treasury;

(eight) the implementation of the relevant provisions of liquidation management;

(nine) the implementation of the relevant provisions.

The special loan of the People's Bank of China mentioned in the preceding paragraph refers to the loan granted by the People's Bank of China to a special-purpose financial institution decided by the State Council.

legal ground

Law of the People's Republic of China on the People's Bank of China Article 32 The People's Bank of China has the right to inspect and supervise the following acts of financial institutions and other units and individuals:

(a) the implementation of the relevant provisions of the deposit reserve management;

(2) Acts related to the special loans of the People's Bank of China;

(three) the implementation of the relevant provisions on the administration of RMB;

(four) the implementation of the provisions on the management of the interbank lending market and the interbank bond market;

(five) the implementation of the relevant provisions on foreign exchange management;

(six) the implementation of the relevant provisions of the gold management behavior;

(7) Acting for the People's Bank of China to manage the national treasury;

(eight) the implementation of the relevant provisions of liquidation management;

(nine) the implementation of the relevant provisions.

The special loan of the People's Bank of China mentioned in the preceding paragraph refers to the loan granted by the People's Bank of China to a special-purpose financial institution decided by the State Council.

How to report a loan company

1. Log in to official website of China Internet Finance Association;

Second, click on the reporting platform on the right side of the homepage;

Third, submit complaint information.

According to the Guiding Opinions on Promoting the Healthy Development of Internet Finance (NIFA [2015] No.221) jointly issued by the People's Bank of China, China Banking Regulatory Commission, China Insurance Regulatory Commission, Ministry of Industry and Information Technology, Ministry of Public Security, State Administration for Industry and Commerce, etc. 20 15 12 3 1 With the approval of the State Council, the Ministry of Civil Affairs informed China Internet Finance Association that it was approved to be established. 20 16 On March 25th, China Internet Finance Association held its inaugural meeting and the first general meeting of all its members in Huangpu District. Shanghai Mayor and Pan, Vice Governor of China People's Bank, jointly unveiled the Association.

Association profile:

The first general meeting of all members deliberated and voted on the Articles of Association of China Internet Finance Association, Measures for the Management of Members of China Internet Finance Association, Measures for the Management of Membership Fees of China Internet Finance Association and other basic systems, and signed the Self-discipline Convention for Members of China Internet Finance Association and the Proposal for the Healthy Development of Internet Finance Industry. At the same time, the first Council and supervisors were elected. Li Dongrong was elected as the president of the first association.

The establishment of China Internet Finance Association has been highly valued by the CPC Central Committee and the State Council. It is the first national trade association to undertake special functions after the decoupling reform of trade associations in China, which has made a useful exploration for establishing a national trade association registration system. The association aims to standardize the market behavior of employees, protect the legitimate rights and interests of the industry, promote employees to better serve social and economic development and guide the healthy operation of the industry through self-discipline management and membership service.

There are 425 members attending the inaugural meeting of the Association, including banks, securities, insurance, funds, futures, trusts, asset management, consumer finance, credit service, Internet payment, investment, wealth management, lending and other institutions, as well as some institutions that undertake the functions of financial infrastructure and financial research and education, basically covering the mainstream and emerging formats of Internet finance.

How to complain about Hui Jin Finance?

1. It is suggested that complaints should be directly reported to the financial supervision department to safeguard their own rights and interests: CBRC's complaint telephone number (the area code of business location is 12378).

2. Consumer Finance Complaint Hotline of China People's Bank (business area code: 12363)

3. Complain about :contact@nifa.org.cn to the mailbox of China Internet Finance Association to protect your rights and interests.

Financial companies (also known as financial companies) are extremely important financial institutions in western countries. Its financing mainly depends on issuing commercial paper in the money market and issuing stocks and bonds in the capital market; They also borrowed money from banks, but the proportion was very small. The collected funds are used to provide loans to consumers and small businesses who buy durable consumer goods and repair houses. Financial companies are divided into three categories: sales finance companies, consumer finance companies and industrial and commercial finance companies. Some financial companies are formed by parent companies to help promote their products. For example, Ford Motor Credit Company, established by Ford Motor Company, provides consumer credit to consumers who buy Ford cars.

Functional distinction

Credit institutions in western countries that invest and provide long-term funds. It can raise long-term funds by accepting and buying stocks and bonds issued by enterprises, and at the same time issue securities for fund scheduling to support the development of private enterprises. Financial companies have different functions from general long-term investment companies. The former mainly meets the needs of industrial and commercial enterprises for long-term funds, while the latter mainly focuses on small and scattered monetary funds for securities investment.