1. After the fund raiser signs a contract with the fund-raising platform, the leverage and interest of the funds will be clear. Before starting the transaction, the investor needs to transfer the deposit and interest to his fund-raising account. Fundraisers can transfer money through Alipay scan code, and the money will go directly to the fundraiser's account.

2. In addition, fundraisers can also transfer money through Alipay and bank transfer. Both methods need to be handled manually. The money will be directly transferred to the company account of the fund-raising platform, and then transferred from the fund-raising platform to the fund-raising account of the fundraiser.

3. Allocate funds by day. According to the daily allocation, most platforms provide leverage of 1 to 5 times, and some platforms provide leverage as high as 10 times. The higher the leverage ratio, the more interest on capital allocation. The minimum standard in the industry is 0. 1 2% based on the capital allocation of1times; Calculated by 10 times of capital allocation, the minimum standard in the industry is about 0.27%.

4. Allocate funds on a monthly basis. The leverage provided by monthly capital allocation is low, generally only 6 times. Generally speaking, the monthly interest rate of capital allocation is between 1.7%-2.6%, and the converted annual interest rate is between 20% and 30%.