You need to open a corresponding wealth management account when you go to a bank or a securities company for wealth management. Generally speaking, wealth management accounts opened by banks can handle savings products, bank wealth management products and fund products, and large banks can also purchase them through the banking system. Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters.
Financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks, bonds and futures. The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.