How to calculate the interest on the money in the stock account?
The money in the stock account is calculated according to the current interest rate of the bank. At present, the deposit interest rate of major banks is 0.3%. For example, if you have 10,000 yuan in your stock account, the interest for one day is 10000×0.3%/365 = 0.08 yuan, which is more than ten yuan a year. It can be said to be very low. What can a dozen dollars do now?
In this regard, major securities companies have launched their own current financial management function (money fund), and the income is higher than the current one, so investors can open the current financial management function. However, at present, the financial management function of these securities accounts is to redeem T+ 1 transactions, that is, the funds can only be transferred out on the second trading day of the day. Securities companies are different, depending on the product.
In fact, retail investors can earn money less than 40% of the time, and the rest of the time is basically muddling along. Instead of trying your best not to make money, it is better to convert stocks into cash and make some steady investments. This is for investors who have no goals. If you are very eager for the stock market and like to speculate in stocks, that is another matter.
After reading the above introduction, I believe everyone has a good understanding of how to calculate interest on money in stock accounts. The money in the stock account bears interest, but the interest is very low. You don't need to deposit a lot in the stock account to recharge the spare money you plan to use for stock trading.