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[Learn financial management from 0] Go out early and return late, why are you still shy?
There is such a group around us. They work six days or more a week, sometimes for more than 65,438+00 hours. People who work nine to five may turn off their computers all day and walk on their way home. Many of them are in their thirties, but they go out early and come back late every day. They are not rich in pockets and short of money. Why?

There is a saying that is very good. Earn money before you are 30, and earn money after you are 30. For office workers who go out early and come back late every day, they are more willing to spend a lot of money on moonlight family, or even investors, so they will still be cash-strapped after 30 years old. In fact, this has a lot to do with their financial management. Maybe some people only earn a few hundred yuan, but through reasonable arrangement and care, they can not only have friends to eat, but also save the cost of water, electricity and gas at home.

Xiao Li is 34 years old and works in an accounting firm in Hangzhou. He only works from nine to five. In his opinion, a handsome man usually works too hard and has no time to study stock futures. If he has time to invest, he is busy, and he doesn't want to waste his brain. Speaking of financial planning, he said helplessly that he used to have time to speculate in stocks when he was an accountant in the original company, but he didn't have much energy to take care of his income after he jumped to the firm. There's not much money left anyway.

Nowadays, a new word has appeared in the society, which reflects Xiao Li's living situation. The word is seeking a model.

This word mainly comes from Obama in Europe and America. The definition given by European and American countries is that workers who are busy but can't make ends meet even fall below the poverty line. It has been described that the poor and busy people are poorer than the moonlight people, forcing wolves to be the last to be busy, and the busier they are, the poorer and busier they are. I always work hard, but why do I always get little? Cao Cao has become a kind of confusion for these people, and he has been very busy recently, which is the mantra of many poor and busy people. Busy working, making money, studying, being excited and busy have become some key points in personal life. Although cats represent people's living conditions, they can't represent people's quality of life, because zikang cats can't directly bring us satisfactory results. Maybe we work far more than eight hours a day, or even have lunch at the company for two meals, and we are exhausted at the end of the day. But in the end, we are still poor. Seeing some people who usually look very kind, we drive our own Mercedes-Benz BMW every day. Is the world really unfair? Is diligence useless?

There are roughly two reasons why a person is busy but poor. The work content of 1 is too specific. As a rich man, Bill Gates lost the deal of global sub-list 1 because he dug the boss operating system. The direction of the second effort has deviated. The fly that has been repairing has exhausted all its strength in its short life and is eager to fly out of the window. She struggled desperately to no avail, and her efforts did not bring him hope of escape, but became his trap.

If you only rely on your own diligence to make money without thinking deeply about how to manage the money, it is very worthwhile because all efforts are possible. It didn't achieve its goal.

Therefore, in order to get rid of poverty, we should stop being busy, think about whether the road we choose is correct, and see if we focus on how to manage our finances and how to make Qian Shengqian, instead of spending money blindly. Only by finding the right direction of efforts and paying a little time to manage money while working can we maximize our salary and make money, so as to get rid of the cycle of poverty and getting poorer.

Hard work is not enough in today's society. Many people work hard every day just to earn more money and live the quality life they want, but it is not satisfactory. If we just loaf around every day, we may only get other wallets and an aging face. Therefore, if we want to become rich, we should not be busy, but should put our energy into financial management.

I am a fat brother, welcome to comment and forward, thank you, and let more people benefit.