This is the most common way of asset allocation, that is, 50% of assets are invested in products with safe and stable income, including deposits, insurance, national debt and so on. 30% of the assets are invested in various investment funds and bonds, and 20% of the assets are used for high-yield and high-risk investments such as stock market, futures and property market. 532 Asset allocation is characterized by low risk, stability, strong liquidity and relatively good returns.

Type 2,433

This is a radical asset allocation method, that is, 40% of assets are invested in products with safe and stable returns, 30% are invested in various funds and bonds with moderate risk returns, and the remaining 30% are used for high-yield and high-risk investments such as stock market, futures and property market. Asset allocation increases the investment in high-risk parts, which is characterized by moderate risks and high returns.

Type 3,442

This is a balanced way of asset allocation, that is, 40% of assets are invested in products with safe and stable returns, 40% are invested in various funds and bonds with medium risk returns, and the remaining 20% are used for high-yield and high-risk investments such as stock market, futures and property market. 442 Asset allocation is characterized by balance between offense and defense, easy adjustment and conversion.

As for which is the best, we should choose according to our actual situation and risk tolerance.