(1) Asset custody. Trust companies are responsible for the custody of customers' assets, including valuables, securities, securities, futures, funds, insurance, gold, silver, bills and other assets.
(2) Asset management. Trust companies are responsible for managing customers' assets, formulating investment strategies according to customers' needs and requirements, and ensuring the safety of assets.
(3) Asset evaluation. Trust companies are responsible for the evaluation of customers' assets, including the evaluation of asset value, risks and benefits. Trust companies are also responsible for regularly and comprehensively evaluating customers' assets, including asset value, risks and benefits.
(4) guarantee. Trust companies usually provide customers with guarantees in various ways, including deposits, advance payments and credit lines.
(5) Credit risk management. Trust companies are responsible for evaluating and managing customers' credit risks, including evaluating credit, predicting credit risks and taking preventive measures.
Classification of trust business
Trust business includes: trust deposit, trust loan, trust investment, property trust, etc.
Entrusted business includes: entrusted deposit, entrusted loan and entrusted investment.
Agency business includes: issuing bonds and stocks, receiving and paying money, debt collection, supervision, credit visa, accounting affairs, insurance, custody and trading of securities.
Lease business includes: direct lease, sublease, agency lease, leaseback lease, etc.
Consulting services include: credit investigation, business investigation, investment consultation, customer introduction, financial business consultation, etc.
The essence of trust business is entrusted by people to manage money on their behalf. As a trustee, a trust company must manage, use and dispose of the trust property in strict accordance with the provisions of the trust documents, and the gains or losses obtained therefrom shall be borne by the trust property.