You are 65 years old, but you don't feel the importance of security? If you surrender 654.38+0.2 million serious illness and death at this age, you will not get the incidence of major diseases in China, which is 72. 1.8% according to national statistics. The money you are paying now is the emergency money for medical emergency. Although you get a refund after surrender, these surrender fees are the current level of medical consumption. Is this enough for what? You paid a five-year premium of 30,000 yuan, but the insured amount was120,000 yuan. What are you going to do with this 30 thousand yuan even if you don't buy insurance Stock investment? Futures? I'm afraid I have lost my fund, haven't I? 30,000 won't rise to 1.2 million in five years, will it? What is the meaning of life? If love and responsibility really come, do you still want to leave the burden to your children? Of course, misfortune does not necessarily happen, but aging is inevitable. When you are old, you need your children to take care of the dignity of life. Who will take the risk for you? You can't help but stop your children from being unfilial to the elderly. Are there few examples? But if you are worth1.2000, do you leave yourself an extra chip? Your children will be unkind to you because of the death payment of10.2 million yuan. Maybe what I said is not very nice, but the fact is that I advise you to pay more years to ensure that the cash value will not be deducted before the age of 80, and you will not try your best to enjoy the protection. Your insurance premium will not exceed the insured amount. You must have earned insurance, not cheated. You should think about it.