"BOC BBK" wealth management product is a personal RMB deposit product customized for individual customers.

"BOC BBK" provides customers with four products with different starting amounts:

The initial amount of the product 1 is RMB 654.38+RMB 0.0000, and the interest will be calculated according to the regular interest rate listed by China Bank.

The initial deposit amount of No.2 product is 50,000 yuan, and the interest is calculated according to the benchmark interest rate of the People's Bank of China 1.3 times;

The initial amount of No.3 product is 654.38+ten thousand yuan, and the interest is calculated according to PBOC benchmark interest rate 1.4 times;

The initial deposit of product No.4 (exclusive to customers who are paid by BOC) is 5,000 yuan, and the interest will be calculated according to the regular interest rate listed by BOC.

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Wealth management products, that is, products designed and issued by commercial banks and formal financial institutions themselves, are a kind of wealth management products that invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts.

Wealth management products can generally be purchased through commercial banks or non-bank financial institutions.

Traditional channels include banks, insurance companies, securities companies, futures companies and fund companies.

Emerging channels include: third-party financial institutions and integrated financial service institutions.

References:

Bank of China, the global gateway of China Bank, launched "BOC BBK" wealth management products.