Staging music has a certain degree of influence on mortgage. Because according to the feedback from netizens who have used staged music, almost every consumption record of staged music will be recorded. If you go to the bank to apply for a mortgage, the borrower's credit report will definitely be inquired, which is the focus of bank approval. If there are too many loan records in the credit report, it is easy for the bank to suspect that your economic conditions are unstable, which may lead to the bank rejecting your loan application. In addition, if the installment music is overdue, it will also be collected at the meeting. Therefore, those who have overdue records of installment repayment will definitely have overdue bad credit records on the credit report. If the bank sees a bad credit record on your credit report, it will probably think that you don't have the ability to repay the loan principal and interest on time, thus rejecting your loan application.

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1. Borrowing installment music will not affect the mortgage, but just in case, I suggest that you must repay the loan on time after borrowing installment music to avoid overdue; In addition, avoid multiple loan records, otherwise the bank will think that your economic conditions are not stable enough and you need to borrow money to maintain it. It is worth reminding that mortgages are generally large loans of banks, and "credit records" will be an important reference factor for bank audits. In order to prevent risks, banks will be more strict in the credit review of mortgage applicants. Loan records rarely help banks pass the audit smoothly, otherwise it will affect the mortgage application. Conclusion: The installment loan will not affect the mortgage generally, but it will affect the mortgage processing because of the increase of debt ratio caused by loans overdue or multiple loans. Therefore, installment loans should be taken care of.

2. The interest rate of installment loans is definitely higher than that of banks, so if you borrow money from installment loans, you must pay attention to repayment on time, otherwise you will not only report overdue credit, but also have high overdue interest, so you have to pay more. In the short term, it is best to borrow money by installments, and the interest rate by installments is higher. Therefore, the more installments, the more money you have to pay back. If you need a long-term loan, you can consider going to the bank for loan business. Staging music is a formal financial service platform, and it is more reliable to borrow money in staging music. But the most important thing is that it is best to use installment loan in the short term, because its interest is relatively high, and the amount will be repaid in the long run, so be careful not to overdue.